FMCC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	10,731	11,858	10,538	9,327	12,109	Upgrade
Loss (Gain) From Sale of Investments	907	-1,707	-1,026	-4,027	-6,234	Upgrade
Provision for Credit Losses	1,290	476	-872	1,841	-1,041	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Operating	8,607	-3,835	-1,992	4,296	11,011	Upgrade
Change in Accounts Payable	771	1,020	1,507	1,041	57	Upgrade
Other Operating Activities	-1,708	-82	849	485	55	Upgrade
Operating Cash Flow	19,373	6,627	7,615	11,925	16,353	Upgrade
Operating Cash Flow Growth	192.33%	-12.97%	-36.14%	-27.08%	1702.98%	Upgrade
Investment in Securities	-1,331	-17,956	-14,299	-17,400	63,810	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	7,878	22,023	54,690	24,302	-40,571	Upgrade
Other Investing Activities	-1,803	5,557	3,862	4,496	1,011	Upgrade
Investing Cash Flow	4,744	9,624	44,253	11,398	24,250	Upgrade
Short-Term Debt Issued	14,091	2,105	-	4,658	7,333	Upgrade
Long-Term Debt Issued	480,106	373,427	265,415	497,145	848,785	Upgrade
Total Debt Issued	494,197	375,532	265,415	501,803	856,118	Upgrade
Short-Term Debt Repaid	-1,761	-2,025	-6,056	-	-	Upgrade
Long-Term Debt Repaid	-516,755	-390,234	-311,423	-529,003	-910,456	Upgrade
Total Debt Repaid	-518,516	-392,259	-317,479	-529,003	-910,456	Upgrade
Net Debt Issued (Repaid)	-24,319	-16,727	-52,064	-27,200	-54,338	Upgrade
Other Financing Activities	-5	-9	-145	87	-4	Upgrade
Financing Cash Flow	-24,324	-16,736	-52,209	-27,113	-54,342	Upgrade
Net Cash Flow	-207	-485	-341	-3,790	-13,739	Upgrade
Cash Interest Paid	113,265	100,136	87,610	75,441	69,093	Upgrade
Cash Income Tax Paid	2,400	2,665	900	2,500	3,204	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.