FRFHF Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	42,060	30,517	21,765	15,067	13,047	9,239	Upgrade
Market Cap Growth	53.35%	40.21%	44.45%	15.49%	41.22%	-26.72%	Upgrade
Enterprise Value	52,856	40,265	31,573	23,837	15,942	18,502	Upgrade
PE Ratio	9.18	7.87	5.02	4.53	3.89	52.97	Upgrade
PS Ratio	1.11	0.88	0.68	0.54	0.50	0.47	Upgrade
PB Ratio	1.40	1.08	0.79	0.66	0.61	0.53	Upgrade
P/FCF Ratio	12.53	8.51	-	-	2.08	-	Upgrade
P/OCF Ratio	11.09	7.64	-	-	1.97	66.08	Upgrade
EV/Sales Ratio	1.43	1.16	0.99	0.86	0.61	0.94	Upgrade
EV/EBITDA Ratio	7.02	5.92	4.87	5.10	3.16	20.27	Upgrade
EV/EBIT Ratio	7.68	6.40	5.26	5.58	3.37	33.68	Upgrade
EV/FCF Ratio	15.75	11.23	-	-	2.54	-	Upgrade
Debt / Equity Ratio	0.44	0.46	0.39	0.42	0.42	0.59	Upgrade
Debt / EBITDA Ratio	1.72	1.92	1.67	2.08	1.70	9.33	Upgrade
Debt / FCF Ratio	3.94	3.64	-	-	1.42	-	Upgrade
Quick Ratio	1.68	2.59	2.38	3.72	1.01	0.80	Upgrade
Current Ratio	3.82	6.93	6.06	7.86	1.43	1.24	Upgrade
Asset Turnover	0.38	0.37	0.37	0.34	0.33	0.27	Upgrade
Return on Equity (ROE)	17.30%	15.21%	20.09%	17.20%	18.88%	0.21%	Upgrade
Return on Assets (ROA)	4.46%	4.16%	4.39%	3.23%	3.68%	0.47%	Upgrade
Return on Capital (ROIC)	10.70%	9.84%	10.53%	8.48%	10.19%	1.26%	Upgrade
Earnings Yield	10.89%	12.70%	20.13%	22.39%	26.07%	2.36%	Upgrade
FCF Yield	7.98%	11.75%	-2.54%	-32.12%	48.19%	-1.44%	Upgrade
Dividend Yield	0.86%	1.09%	1.67%	1.76%	2.17%	3.21%	Upgrade
Payout Ratio	8.37%	10.63%	6.73%	8.75%	9.31%	146.38%	Upgrade
Buyback Yield / Dilution	6.04%	3.37%	1.32%	7.71%	0.95%	1.21%	Upgrade
Total Shareholder Return	6.90%	4.46%	2.99%	9.47%	3.11%	4.42%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.