Impac Mortgage Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Total Interest Expense	8.45	7.27	19.14	63.27	113.77	Upgrade
Net Interest Income	-8.45	-7.27	-19.14	-63.27	-113.77	Upgrade
Gain (Loss) on Sale of Loans & Receivables	0.71	2	6.32	65.29	14	Upgrade
Other Revenue	0.87	0.9	2.03	0.99	6.41	Upgrade
Revenue Before Loan Losses	-6.03	-3.73	-10.74	3.02	-93.35	Upgrade
Revenue	-6.03	-3.73	-10.74	3.02	-93.35	Upgrade
Salaries & Employee Benefits	7	11.43	30.71	52.78	52.88	Upgrade
Cost of Services Provided	5.16	11.38	25.3	28.43	28	Upgrade
Other Operating Expenses	-	-	-9.18	-6.46	27.65	Upgrade
Total Operating Expenses	12.16	22.82	46.82	74.75	108.53	Upgrade
Operating Income	-18.19	-26.55	-57.56	-71.73	-201.88	Upgrade
EBT Excluding Unusual Items	-17.16	-18.17	-42.29	-6.07	-82.98	Upgrade
Other Unusual Items	-0.37	1.43	2.76	2.1	1.9	Upgrade
Pretax Income	-17.53	-16.76	-39.39	-3.81	-88.02	Upgrade
Income Tax Expense	-0.01	0.01	0.04	0.07	0.13	Upgrade
Net Income	-17.52	-16.77	-39.43	-3.88	-88.15	Upgrade
Preferred Dividends & Other Adjustments	-	-	-	0.78	-	Upgrade
Net Income to Common	-17.52	-16.77	-39.43	-4.66	-88.15	Upgrade
Shares Outstanding (Basic)	37	37	24	21	21	Upgrade
Shares Outstanding (Diluted)	37	37	24	21	21	Upgrade
Shares Change (YoY)	-	52.89%	12.12%	0.38%	0.29%	Upgrade
EPS (Basic)	-0.48	-0.46	-1.65	-0.22	-4.15	Upgrade
EPS (Diluted)	-0.48	-0.46	-1.65	-0.22	-4.15	Upgrade
Free Cash Flow	-4.69	-14.17	249.57	-104.81	633.45	Upgrade
Free Cash Flow Per Share	-0.13	-0.39	10.43	-4.91	29.81	Upgrade
Operating Margin	-	-	-	-2377.56%	-	Upgrade
Profit Margin	-	-	-	-154.39%	-	Upgrade
Free Cash Flow Margin	-	-	-	-3474.05%	-	Upgrade
Revenue as Reported	2.42	3.52	8.6	66.32	-8.09	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.