Mountain Commerce Bancorp, Inc. (MCBI)
OTCMKTS
· Delayed Price · Currency is USD
22.06
-0.19 (-0.85%)
Mar 9, 2026, 12:28 PM EST
Mountain Commerce Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 84.01 | 82.57 | 72.67 | 52.88 | 44.25 | Upgrade
|
| Interest Income on Investments | 7.84 | 9.51 | 9.67 | 6.27 | 3.22 | Upgrade
|
| Total Interest Income | 91.84 | 92.09 | 82.34 | 59.15 | 47.47 | Upgrade
|
| Interest Paid on Deposits | 49.29 | 54.93 | 41.05 | 8.05 | 2.42 | Upgrade
|
| Interest Paid on Borrowings | 3.6 | 5.61 | 8.47 | 2.61 | 1.47 | Upgrade
|
| Total Interest Expense | 52.89 | 60.54 | 49.52 | 10.66 | 3.89 | Upgrade
|
| Net Interest Income | 38.95 | 31.55 | 32.82 | 48.49 | 43.58 | Upgrade
|
| Net Interest Income Growth (YoY) | 23.48% | -3.88% | -32.32% | 11.26% | 22.96% | Upgrade
|
| Trust Income | 0.9 | 0.81 | 0.66 | 0.7 | 0.64 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.01 | 0.03 | -0.25 | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.13 | 0.04 | -1.55 | -1.73 | 0.08 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 0.35 | - | - | 0.47 | - | Upgrade
|
| Other Non-Interest Income | 0.66 | 0.3 | 0.77 | 0.23 | 0.21 | Upgrade
|
| Total Non-Interest Income | 3.34 | 2.75 | 1.2 | 1.17 | 2.59 | Upgrade
|
| Non-Interest Income Growth (YoY) | 21.75% | 129.13% | 2.04% | -54.71% | 9.04% | Upgrade
|
| Revenues Before Loan Losses | 42.29 | 34.29 | 34.02 | 49.66 | 46.18 | Upgrade
|
| Provision for Loan Losses | 0.74 | -1.77 | 1 | 2.21 | -2.63 | Upgrade
|
| Revenue | 41.55 | 36.06 | 33.02 | 47.45 | 48.8 | Upgrade
|
| Revenue Growth (YoY) | 15.22% | 9.22% | -30.42% | -2.76% | 60.95% | Upgrade
|
| Salaries and Employee Benefits | 14.01 | 11.91 | 13.27 | 13.35 | 10.71 | Upgrade
|
| Federal Deposit Insurance | 1.4 | 1.45 | 1.19 | 0.68 | 0.5 | Upgrade
|
| Selling, General & Administrative | 10.36 | 9.8 | 8.46 | 6.95 | 5.63 | Upgrade
|
| Other Non-Interest Expense | 1.47 | 1.38 | 1.38 | 2.65 | 1.52 | Upgrade
|
| Total Non-Interest Expense | 27.27 | 24.54 | 24.3 | 23.63 | 18.43 | Upgrade
|
| EBT Excluding Unusual Items | 14.28 | 11.53 | 8.72 | 23.83 | 30.37 | Upgrade
|
| Pretax Income | 14.03 | 11.53 | 8.72 | 23.83 | 30.37 | Upgrade
|
| Income Tax Expense | 2.84 | 2.6 | 1.81 | 5.39 | 6.75 | Upgrade
|
| Net Income | 11.19 | 8.92 | 6.91 | 18.44 | 23.62 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | - | 0.2 | Upgrade
|
| Net Income to Common | 11.19 | 8.92 | 6.91 | 18.44 | 23.42 | Upgrade
|
| Net Income Growth | 25.37% | 29.06% | -62.51% | -21.94% | 132.27% | Upgrade
|
| Basic Shares Outstanding | 6 | 6 | 6 | 6 | 6 | Upgrade
|
| Diluted Shares Outstanding | 6 | 6 | 6 | 6 | 6 | Upgrade
|
| Shares Change (YoY) | 0.18% | 0.55% | 0.19% | -0.35% | -0.30% | Upgrade
|
| EPS (Basic) | 1.78 | 1.42 | 1.11 | 2.97 | 3.75 | Upgrade
|
| EPS (Diluted) | 1.78 | 1.42 | 1.11 | 2.96 | 3.75 | Upgrade
|
| EPS Growth | 25.35% | 28.07% | -62.54% | -21.07% | 131.48% | Upgrade
|
| Dividend Per Share | 0.260 | 0.230 | 0.640 | 0.610 | 0.530 | Upgrade
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| Dividend Growth | 13.04% | -64.06% | 4.92% | 15.09% | - | Upgrade
|
| Effective Tax Rate | 20.25% | 22.58% | 20.72% | 22.61% | 22.22% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.