Madison County Financial, Inc. (MCBK)
OTCMKTS
· Delayed Price · Currency is USD
29.39
-0.28 (-0.94%)
Mar 9, 2026, 1:38 PM EST
Madison County Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 29.36 | 23.27 | 20.31 | 16.16 | 15.83 | Upgrade
|
| Interest Income on Investments | - | 3.79 | 4.63 | 4.02 | 2.62 | Upgrade
|
| Total Interest Income | 29.36 | 27.06 | 24.94 | 20.17 | 18.45 | Upgrade
|
| Interest Paid on Deposits | 14.74 | 14.1 | 14.31 | 5.98 | 2.8 | Upgrade
|
| Interest Paid on Borrowings | - | 1.56 | 0.79 | 0.19 | 0.22 | Upgrade
|
| Total Interest Expense | 14.74 | 15.67 | 15.1 | 6.17 | 3.02 | Upgrade
|
| Net Interest Income | 14.62 | 11.39 | 9.84 | 14 | 15.43 | Upgrade
|
| Net Interest Income Growth (YoY) | 28.34% | 15.81% | -29.73% | -9.24% | 3.69% | Upgrade
|
| Other Non-Interest Income | 2.98 | 1.94 | 2.67 | 2.11 | 1.84 | Upgrade
|
| Total Non-Interest Income | 2.98 | 2.48 | 3.08 | 2.78 | 3.43 | Upgrade
|
| Non-Interest Income Growth (YoY) | 19.97% | -19.43% | 10.86% | -18.80% | -8.00% | Upgrade
|
| Revenues Before Loan Losses | 17.6 | 13.88 | 12.92 | 16.78 | 18.85 | Upgrade
|
| Provision for Loan Losses | 0.01 | -0.01 | 0.06 | -2.63 | -0.7 | Upgrade
|
| Revenue | 17.6 | 13.89 | 12.86 | 19.41 | 19.55 | Upgrade
|
| Revenue Growth (YoY) | 26.72% | 7.95% | -33.72% | -0.74% | 5.14% | Upgrade
|
| Salaries and Employee Benefits | - | 5.72 | 5.65 | 6.36 | 6.26 | Upgrade
|
| Occupancy Expenses | - | 1.01 | 1.04 | 1.1 | 1.14 | Upgrade
|
| Federal Deposit Insurance | - | 0.26 | 0.26 | 0.15 | 0.12 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | 0.08 | 0.08 | 0.08 | 0.09 | Upgrade
|
| Selling, General & Administrative | - | 1.92 | 1.86 | 2.09 | 2.36 | Upgrade
|
| Other Non-Interest Expense | 9.94 | 0.71 | 0.79 | 0.66 | 0.71 | Upgrade
|
| Total Non-Interest Expense | 9.94 | 9.69 | 9.68 | 10.45 | 10.67 | Upgrade
|
| EBT Excluding Unusual Items | 7.66 | 4.19 | 3.19 | 8.96 | 8.89 | Upgrade
|
| Pretax Income | 7.66 | 4.19 | 3.19 | 8.96 | 8.89 | Upgrade
|
| Income Tax Expense | 1.15 | 0.38 | -0.04 | 1.26 | 1.47 | Upgrade
|
| Net Income | 6.5 | 3.82 | 3.23 | 7.7 | 7.41 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | 0 | 0.02 | Upgrade
|
| Net Income to Common | 6.5 | 3.82 | 3.23 | 7.7 | 7.4 | Upgrade
|
| Net Income Growth | 70.37% | 18.32% | -58.10% | 3.87% | 10.04% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | -1.34% | 0.23% | -2.02% | 0.15% | 0.40% | Upgrade
|
| EPS (Basic) | 2.54 | 1.47 | 1.27 | 3.03 | 2.94 | Upgrade
|
| EPS (Diluted) | 2.54 | 1.47 | 1.24 | 2.91 | 2.80 | Upgrade
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| EPS Growth | 72.60% | 18.54% | -57.39% | 3.93% | 9.80% | Upgrade
|
| Dividend Per Share | - | 0.360 | 0.300 | 0.720 | 0.690 | Upgrade
|
| Dividend Growth | - | 20.00% | -58.33% | 4.35% | 9.52% | Upgrade
|
| Effective Tax Rate | 15.07% | 8.99% | - | 14.06% | 16.58% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.