Merchants Financial Group, Inc. (MFGI)
OTCMKTS · Delayed Price · Currency is USD
35.07
-0.38 (-1.07%)
Mar 6, 2026, 2:53 PM EST

Merchants Financial Group Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
115.82118.2101.8880.2281.13
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Interest Income on Investments
22.112.512.6214.054.52
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Total Interest Income
137.92130.71114.594.2785.65
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Interest Paid on Deposits
48.945.8327.786.16.66
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Interest Paid on Borrowings
2.314.183.662.221.65
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Total Interest Expense
51.2150.0131.448.328.31
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Net Interest Income
86.7180.783.0685.9577.34
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Net Interest Income Growth (YoY)
7.45%-2.85%-3.36%11.13%0.15%
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Trust Income
3.413.152.752.372.25
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Gain (Loss) on Sale of Assets
-0.02---0.02-0.57
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Gain (Loss) on Sale of Investments
0.11-1.18-0.13--
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Other Non-Interest Income
28.0926.7824.5622.3921.41
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Total Non-Interest Income
36.4931.7329.327.9740.36
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Non-Interest Income Growth (YoY)
15.01%8.29%4.75%-30.70%-8.79%
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Revenues Before Loan Losses
123.2112.43112.36113.92117.7
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Provision for Loan Losses
-1.5910.11.38-2.28-2.21
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Revenue
124.79102.33110.98116.2119.91
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Revenue Growth (YoY)
21.95%-7.80%-4.49%-3.10%10.91%
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Salaries and Employee Benefits
44.2838.840.0539.841.68
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Occupancy Expenses
4.115.094.92--
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Amortization of Goodwill & Intangibles
3.142.663.053.385.58
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Selling, General & Administrative
14.1215.8815.2119.3619.83
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Other Non-Interest Expense
18.0915.4813.7812.6613.66
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Total Non-Interest Expense
83.7477.9177.0175.280.75
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EBT Excluding Unusual Items
41.0524.4133.9740.9939.17
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Pretax Income
41.0524.4133.9740.9939.17
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Income Tax Expense
8.675.878.4710.5710.39
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Net Income
32.3818.5425.530.4228.78
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Net Income to Common
32.3818.5425.530.4228.78
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Net Income Growth
74.65%-27.30%-16.18%5.72%33.78%
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Basic Shares Outstanding
88888
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Diluted Shares Outstanding
88888
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Shares Change (YoY)
3.19%0.24%0.16%0.00%-1.07%
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EPS (Basic)
3.962.343.233.853.65
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EPS (Diluted)
3.962.343.233.853.65
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EPS Growth
69.25%-27.47%-16.31%5.72%35.22%
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Dividend Per Share
0.7900.7200.7000.6300.550
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Dividend Growth
9.72%2.86%11.11%14.54%10.00%
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Effective Tax Rate
21.12%24.06%24.93%25.78%26.53%
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Source: S&P Capital IQ. Banks template. Financial Sources.