MNB Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2015	FY 2014
Period Ending	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014
Net Income	1.56	1.71
Depreciation & Amortization	0.2	0.15
Gain (Loss) on Sale of Investments	-0	-
Provision for Credit Losses	-0.25	-
Accrued Interest Receivable	-0.37	-0.24
Change in Other Net Operating Assets	-0.52	0.07
Other Operating Activities	0.18	0.12
Operating Cash Flow	0.55	1.06
Operating Cash Flow Growth	-47.84%	-
Capital Expenditures	-0.13	-0.72
Investment in Securities	7.22	-3.09
Net Decrease (Increase) in Loans Originated / Sold - Investing	-25.92	-4.8
Other Investing Activities	0.02	0.5
Investing Cash Flow	-18.8	-8.1
Long-Term Debt Issued	26	-
Long-Term Debt Repaid	-2.81	-0.5
Net Debt Issued (Repaid)	23.19	-0.5
Issuance of Common Stock	-	0.01
Repurchase of Common Stock	-	-0.02
Net Increase (Decrease) in Deposit Accounts	6.93	2.08
Financing Cash Flow	30.12	1.57
Net Cash Flow	11.87	-5.47
Free Cash Flow	0.43	0.34
Free Cash Flow Growth	24.28%	-
Free Cash Flow Margin	4.61%	3.81%
Free Cash Flow Per Share	0.94	0.75
Cash Interest Paid	1.25	0.93
Cash Income Tax Paid	0.78	1.04

Source: S&P Capital IQ. Banks template. Financial Sources.