Oconee Financial Corporation (OSBK)
OTCMKTS
· Delayed Price · Currency is USD
49.35
0.00 (0.00%)
At close: Mar 5, 2026
Oconee Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 30.39 | 24.2 | 18.28 | 13.86 | 15.26 | Upgrade
|
| Interest Income on Investments | 7.34 | 8.83 | 8.19 | 3.99 | 2.01 | Upgrade
|
| Total Interest Income | 37.73 | 33.03 | 26.47 | 17.85 | 17.27 | Upgrade
|
| Interest Paid on Deposits | 9.47 | 8.79 | 4.49 | 0.78 | 1 | Upgrade
|
| Interest Paid on Borrowings | 1.79 | 1.09 | 1.32 | 0.66 | 0.64 | Upgrade
|
| Total Interest Expense | 11.25 | 9.88 | 5.82 | 1.44 | 1.65 | Upgrade
|
| Net Interest Income | 26.48 | 23.15 | 20.65 | 16.41 | 15.63 | Upgrade
|
| Net Interest Income Growth (YoY) | 14.38% | 12.11% | 25.85% | 5.01% | 10.69% | Upgrade
|
| Mortgage Banking Activities | 1.93 | 1.37 | 0.96 | 1.02 | 2.07 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.14 | -0.02 | 0 | 0.22 | -0.27 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.06 | -0.55 | 0 | 0 | 0.17 | Upgrade
|
| Other Non-Interest Income | 3.92 | 3.5 | 2.62 | 1.89 | 1.77 | Upgrade
|
| Total Non-Interest Income | 6.33 | 5.04 | 4.25 | 4.85 | 4.38 | Upgrade
|
| Non-Interest Income Growth (YoY) | 25.40% | 18.59% | -12.29% | 10.71% | -11.27% | Upgrade
|
| Revenues Before Loan Losses | 32.81 | 28.2 | 24.91 | 21.26 | 20.01 | Upgrade
|
| Provision for Loan Losses | 1.58 | 0.91 | 0.23 | - | 0.46 | Upgrade
|
| Revenue | 31.23 | 27.28 | 24.68 | 21.26 | 19.55 | Upgrade
|
| Revenue Growth (YoY) | 14.46% | 10.55% | 16.09% | 8.74% | 9.81% | Upgrade
|
| Salaries and Employee Benefits | 15.04 | 13.13 | 11.44 | 9.5 | 9.3 | Upgrade
|
| Selling, General & Administrative | 1.83 | 1.53 | 1.35 | 1.18 | 1.43 | Upgrade
|
| Other Non-Interest Expense | 7.38 | 6.54 | 6.47 | 5.25 | 5.09 | Upgrade
|
| Total Non-Interest Expense | 24.25 | 21.19 | 19.26 | 15.93 | 15.82 | Upgrade
|
| EBT Excluding Unusual Items | 6.98 | 6.09 | 5.42 | 5.33 | 3.73 | Upgrade
|
| Other Unusual Items | - | - | 1.84 | - | - | Upgrade
|
| Pretax Income | 6.98 | 6.09 | 7.25 | 5.33 | 3.73 | Upgrade
|
| Income Tax Expense | 1.35 | 1.16 | 1.33 | 1.2 | 0.73 | Upgrade
|
| Net Income | 5.63 | 4.93 | 5.93 | 4.12 | 3 | Upgrade
|
| Net Income to Common | 5.63 | 4.93 | 5.93 | 4.12 | 3 | Upgrade
|
| Net Income Growth | 14.25% | -16.82% | 43.71% | 37.48% | 58.81% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | 0.04% | 11.56% | 4.53% | 0.08% | 0.01% | Upgrade
|
| EPS (Basic) | 5.38 | 4.71 | 6.32 | 4.60 | 3.35 | Upgrade
|
| EPS (Diluted) | 5.38 | 4.71 | 6.32 | 4.60 | 3.35 | Upgrade
|
| EPS Growth | 14.20% | -25.44% | 37.49% | 37.37% | 58.79% | Upgrade
|
| Dividend Per Share | - | 1.050 | 0.950 | 0.850 | 0.700 | Upgrade
|
| Dividend Growth | - | 10.53% | 11.77% | 21.43% | 7.69% | Upgrade
|
| Effective Tax Rate | 19.32% | 19.06% | 18.30% | 22.61% | 19.61% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.