Oxford Bank Corporation (OXBC)
OTCMKTS · Delayed Price · Currency is USD
41.75
0.00 (0.00%)
Mar 6, 2026, 4:00 PM EST

Oxford Bank Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
50.9848.7434.4725.6324.82
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Interest Income on Investments
3.322.586.965.381.54
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Total Interest Income
54.351.3241.4231.0126.36
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Interest Paid on Deposits
10.039.074.971.921.31
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Interest Paid on Borrowings
0.610.770.55--
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Total Interest Expense
10.649.845.531.921.31
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Net Interest Income
43.6641.4735.929.0925.04
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Net Interest Income Growth (YoY)
5.27%15.53%23.40%16.16%18.10%
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Gain (Loss) on Sale of Assets
0.26-0.02--
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Other Non-Interest Income
6.585.687.643.162.87
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Total Non-Interest Income
7.976.578.734.354.68
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Non-Interest Income Growth (YoY)
21.17%-24.70%100.80%-7.05%50.90%
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Revenues Before Loan Losses
51.6348.0544.6333.4429.72
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Provision for Loan Losses
2.373.271.90.150.55
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Revenue
49.2544.7742.7333.2929.17
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Revenue Growth (YoY)
10.00%4.77%28.38%14.12%27.58%
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Salaries and Employee Benefits
18.9418.6115.9612.668.07
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Occupancy Expenses
2.892.322.022.011.93
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Selling, General & Administrative
5.634.523.783.52.35
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Other Non-Interest Expense
5.085.855.564.093
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Total Non-Interest Expense
34.4531.327.3222.2615.36
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EBT Excluding Unusual Items
14.813.4815.4211.0313.82
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Pretax Income
14.813.4815.4211.0313.82
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Income Tax Expense
2.622.772.852.122.93
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Earnings From Continuing Operations
12.1810.7112.578.9110.88
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Minority Interest in Earnings
-1.22-0.75-0.51-0.09-
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Net Income
10.969.9612.068.8210.88
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Net Income to Common
10.969.9612.068.8210.88
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Net Income Growth
10.10%-17.42%36.71%-18.96%55.45%
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Basic Shares Outstanding
22222
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Diluted Shares Outstanding
22222
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Shares Change (YoY)
0.46%0.79%2.12%4.76%-1.38%
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EPS (Basic)
4.444.054.943.694.77
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EPS (Diluted)
4.444.054.943.694.77
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EPS Growth
9.60%-18.07%33.88%-22.64%57.63%
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Effective Tax Rate
17.71%20.55%18.47%19.21%21.22%
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Source: S&P Capital IQ. Banks template. Financial Sources.