PFS Bancorp, Inc. (PFSB)
OTCMKTS
· Delayed Price · Currency is USD
16.98
-0.02 (-0.12%)
Mar 9, 2026, 3:46 PM EST
PFS Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Cash & Equivalents | 9.14 | 16.26 | 20.2 | 12.65 | 21.54 |
| Investment Securities | 33.07 | 36.29 | 38.06 | 28.33 | 33.26 |
| Mortgage-Backed Securities | 42.44 | 38.86 | 34.52 | 38.23 | 41.61 |
| Total Investments | 75.51 | 75.15 | 72.58 | 66.56 | 74.87 |
| Gross Loans | 109.8 | 96.97 | 91.39 | 85.46 | 81.41 |
| Allowance for Loan Losses | -0.85 | -0.7 | -0.68 | -0.54 | -0.57 |
| Net Loans | 108.95 | 96.27 | 90.72 | 84.92 | 80.84 |
| Property, Plant & Equipment | 2.02 | 2.1 | 2.04 | 2.15 | 2.16 |
| Accrued Interest Receivable | 0.76 | 0.73 | 0.69 | 0.59 | 0.57 |
| Other Receivables | - | - | - | 0.1 | - |
| Long-Term Deferred Tax Assets | 1.26 | 1.86 | 1.83 | 1.96 | 0.31 |
| Other Long-Term Assets | 4.93 | 4.92 | 5.06 | 4.86 | 4.94 |
| Total Assets | 202.92 | 197.64 | 193.45 | 174.13 | 185.56 |
| Interest Bearing Deposits | 135.63 | 123.44 | 114.85 | 112.36 | 113.6 |
| Institutional Deposits | 15.7 | 18.2 | 20.5 | 23.1 | 23.7 |
| Non-Interest Bearing Deposits | 11.74 | 17.95 | 20.81 | 17.25 | 18.61 |
| Total Deposits | 163.06 | 159.59 | 156.16 | 152.71 | 155.91 |
| Short-Term Borrowings | - | - | - | - | 5 |
| Current Income Taxes Payable | 0.32 | 0.17 | 0.26 | - | 0.05 |
| Accrued Interest Payable | 0 | 0.01 | 0 | 0.02 | 0 |
| Other Long-Term Liabilities | 1.25 | 1.2 | 1.11 | 1.27 | 1.15 |
| Total Liabilities | 164.63 | 160.96 | 157.53 | 154 | 162.12 |
| Common Stock | 0.02 | 0.02 | 0.02 | - | - |
| Additional Paid-In Capital | 15.66 | 15.6 | 15.61 | - | - |
| Retained Earnings | 26.84 | 25.7 | 24.8 | 23.83 | 23 |
| Treasury Stock | -1.7 | -0.46 | -0.4 | - | - |
| Comprehensive Income & Other | -2.53 | -4.18 | -4.1 | -3.69 | 0.44 |
| Shareholders' Equity | 38.29 | 36.68 | 35.92 | 20.14 | 23.44 |
| Total Liabilities & Equity | 202.92 | 197.64 | 193.45 | 174.13 | 185.56 |
| Total Debt | - | - | - | - | 5 |
| Net Cash (Debt) | 14.77 | 23.61 | 28.29 | 14.88 | 18.52 |
| Net Cash Growth | -32.99% | -16.54% | 90.17% | -19.69% | - |
| Net Cash Per Share | 9.48 | 14.81 | 17.76 | - | - |
| Filing Date Shares Outstanding | 1.48 | 1.49 | 1.55 | - | - |
| Total Common Shares Outstanding | 1.45 | 1.55 | 1.55 | - | - |
| Book Value Per Share | 26.47 | 23.63 | 23.14 | - | - |
| Tangible Book Value | 38.29 | 36.68 | 35.92 | 20.14 | 23.44 |
| Tangible Book Value Per Share | 26.47 | 23.63 | 23.14 | - | - |
Source: S&P Capital IQ. Banks template. Financial Sources.