Pinnacle Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	9.18	9.76	8.24	4.38	Upgrade
Depreciation & Amortization	-	1.24	1.24	1.24	1.24	Upgrade
Gain (Loss) on Sale of Investments	-	-0.03	-0.08	0.39	0.49	Upgrade
Provision for Credit Losses	-	0.36	-0.61	-0.34	-0.61	Upgrade
Accrued Interest Receivable	-	0.01	-0.3	-1.28	-0.05	Upgrade
Change in Other Net Operating Assets	-	2.62	-5.61	0.35	-3.13	Upgrade
Other Operating Activities	-	-0.01	-1.12	-0.17	0.74	Upgrade
Operating Cash Flow	-	14.4	4.31	8.66	3.2	Upgrade
Operating Cash Flow Growth	-	234.01%	-50.21%	170.85%	56.10%	Upgrade
Capital Expenditures	-	-2.48	-0.83	-0.4	-1.02	Upgrade
Sale of Property, Plant and Equipment	-	-	-	0.19	-	Upgrade
Investment in Securities	-	60.92	22.56	-150.11	-76.51	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-70.27	-7.27	-80.13	12.35	Upgrade
Other Investing Activities	-	1.79	0.96	-0.11	-6.31	Upgrade
Investing Cash Flow	-	-10.04	15.42	-230.56	-70.98	Upgrade
Common Dividends Paid	-	-2.21	-1.86	-1.33	-1.18	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	18.48	33.21	-38.84	156.74	Upgrade
Financing Cash Flow	-	16.26	31.34	-40.17	155.56	Upgrade
Net Cash Flow	-	20.62	51.07	-262.07	87.78	Upgrade
Free Cash Flow	-	11.92	3.48	8.26	2.17	Upgrade
Free Cash Flow Growth	-	242.60%	-57.87%	279.98%	-	Upgrade
Free Cash Flow Margin	-	27.99%	8.47%	22.15%	6.78%	Upgrade
Free Cash Flow Per Share	-	5.39	1.58	3.79	1.00	Upgrade
Cash Interest Paid	-	11.57	8.02	1.34	1.81	Upgrade
Cash Income Tax Paid	-	1.85	2.74	1.33	0.81	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.