Redwood Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2010	FY 2009	FY 1998	FY 1997	FY 1996	1995 - 1994
Period Ending	Dec '10 Dec 31, 2010	Dec '09 Dec 31, 2009	Jun '98 Jun 30, 1998	Jun '97 Jun 30, 1997	Jun '96 Jun 30, 1996	1995 - 1994
Net Income	-	-	0.43	0.25	0.46	Upgrade
Depreciation & Amortization	-	-	0.03	0.02	0.02	Upgrade
Gain (Loss) on Sale of Investments	-	-	-0.04	-0	-	Upgrade
Provision for Credit Losses	-	-	0.04	-	-	Upgrade
Accrued Interest Receivable	-	-	0.07	-0.06	-0.14	Upgrade
Change in Other Net Operating Assets	-	-	0.15	-0.01	-0.03	Upgrade
Other Operating Activities	-	-	-0.02	-0.09	0.01	Upgrade
Operating Cash Flow	-	-	1.05	0.49	0.38	Upgrade
Operating Cash Flow Growth	-	-	114.22%	28.38%	-31.88%	Upgrade
Capital Expenditures	-	-	-0.41	-0.18	-0.01	Upgrade
Investment in Securities	-	-	-5.05	-8.28	-6.75	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-8.32	-4.26	-1.35	Upgrade
Investing Cash Flow	-	-	-13.78	-12.72	-8.1	Upgrade
Long-Term Debt Issued	-	-	23.5	5.5	-	Upgrade
Long-Term Debt Repaid	-	-	-10.8	-2	-	Upgrade
Net Debt Issued (Repaid)	-	-	12.7	3.5	-	Upgrade
Issuance of Common Stock	-	-	-	-	8.55	Upgrade
Repurchase of Common Stock	-	-	-1.14	-1.23	-0.97	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	-	2.41	7.83	2.27	Upgrade
Other Financing Activities	-	-	0.01	0.01	-13.35	Upgrade
Financing Cash Flow	-	-	13.98	10.12	-3.5	Upgrade
Net Cash Flow	-	-	1.25	-2.11	-11.22	Upgrade
Free Cash Flow	-	-	0.64	0.31	0.38	Upgrade
Free Cash Flow Growth	-	-	103.09%	-16.78%	-30.99%	Upgrade
Free Cash Flow Margin	-	-	34.50%	17.99%	22.59%	Upgrade
Free Cash Flow Per Share	-	-	0.74	0.33	0.37	Upgrade
Cash Interest Paid	-	-	2.77	1.96	1.93	Upgrade
Cash Income Tax Paid	-	-	0.28	0.27	0.18	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.