Southern BancShares (N.C.), Inc. (SBNC)
OTCMKTS · Delayed Price · Currency is USD
11,800
-50 (-0.42%)
Mar 9, 2026, 2:47 PM EST

SBNC Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
220.76158.68134.55106.54100.65
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Interest Income on Investments
-38.9435.3934.4322.39
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Total Interest Income
220.76197.62169.94140.96123.04
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Interest Paid on Deposits
61.8159.1738.956.562.26
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Interest Paid on Borrowings
-12.9612.94.622.86
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Total Interest Expense
61.8172.1351.8411.185.12
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Net Interest Income
158.96125.49118.1129.78117.92
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Net Interest Income Growth (YoY)
26.67%6.26%-9.00%10.06%7.27%
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Gain (Loss) on Sale of Investments
6.7148.01139.55-16.0655.26
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Other Non-Interest Income
31.9722.3319.3617.8817.79
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Total Non-Interest Income
38.67178.96167.3111.4284.85
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Non-Interest Income Growth (YoY)
-78.39%6.97%1365.56%-86.55%106.42%
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Revenues Before Loan Losses
197.63304.45285.41141.2202.77
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Provision for Loan Losses
2.130.79-0.166.28-0.82
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Revenue
195.5303.66285.57134.92203.58
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Revenue Growth (YoY)
-35.62%6.33%111.66%-33.73%43.45%
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Salaries and Employee Benefits
-62.6560.257.8454.33
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Occupancy Expenses
-6.286.386.426.33
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Federal Deposit Insurance
-2.442.381.421.23
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Amortization of Goodwill & Intangibles
-1.051.21.111.67
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Selling, General & Administrative
-22.2119.8919.3917.94
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Other Non-Interest Expense
108.688.9910.569.36.94
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Total Non-Interest Expense
108.68103.61100.6195.4888.43
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EBT Excluding Unusual Items
86.82200.05184.9639.44115.15
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Other Unusual Items
--2.18--
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Pretax Income
86.82200.05187.1439.44115.15
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Income Tax Expense
18.5542.2238.759.5221.6
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Net Income
68.28157.82148.3929.9293.55
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Preferred Dividends & Other Adjustments
-0.260.260.270.27
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Net Income to Common
68.28157.57148.1329.6593.28
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Net Income Growth
-56.74%6.36%395.97%-68.02%109.58%
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Basic Shares Outstanding
00000
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Diluted Shares Outstanding
00000
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Shares Change (YoY)
-0.77%-1.72%-1.08%-1.63%-0.87%
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EPS (Basic)
901.302064.111907.08377.641168.54
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EPS (Diluted)
901.302064.111907.08377.641168.54
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EPS Growth
-56.34%8.23%405.00%-67.68%113.51%
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Dividend Per Share
25.00025.00025.00025.00020.000
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Dividend Growth
---25.00%33.33%
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Effective Tax Rate
21.36%21.11%20.71%24.14%18.76%
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Source: S&P Capital IQ. Banks template. Financial Sources.