Summit Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014	2013 - 2009
Period Ending	Mar '26 Mar 9, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014	2013 - 2009
Market Capitalization	68	52	43	42	42	28	Upgrade
Market Cap Growth	62.57%	20.68%	0.69%	-0.00%	51.66%	35.93%	Upgrade
Last Close Price	58.12	43.08	34.51	33.51	32.33	12.84	Upgrade
PE Ratio	14.90	11.38	7.79	12.49	18.24	9.61	Upgrade
PS Ratio	4.34	3.31	2.60	3.21	3.51	2.63	Upgrade
PB Ratio	1.42	1.09	0.95	1.03	-	1.10	Upgrade
P/FCF Ratio	13.93	10.63	7.02	10.29	10.76	7.97	Upgrade
P/OCF Ratio	13.63	10.40	6.96	10.17	10.24	7.93	Upgrade
Debt / Equity Ratio	0.02	0.02	0.03	0.03	-	-	Upgrade
Debt / FCF Ratio	0.22	0.22	0.22	0.27	-	-	Upgrade
Net Debt / Equity Ratio	-1.57	-1.57	-2.64	-3.63	-	-3.44	Upgrade
Net Debt / FCF Ratio	-15.38	-15.38	-19.63	-36.13	-	-24.97	Upgrade
Return on Equity (ROE)	9.78%	9.78%	12.71%	-	-	12.13%	Upgrade
Return on Assets (ROA)	1.48%	1.48%	1.62%	-	-	1.42%	Upgrade
Earnings Yield	6.70%	8.79%	12.84%	8.00%	5.48%	10.41%	Upgrade
FCF Yield	7.18%	9.41%	14.24%	9.72%	9.29%	12.54%	Upgrade
Dividend Yield	1.29%	0.77%	1.16%	1.19%	1.11%	-	Upgrade
Payout Ratio	36.15%	8.47%	8.48%	13.78%	18.44%	-	Upgrade
Buyback Yield / Dilution	10.54%	0.04%	0.79%	1.86%	8.09%	-	Upgrade
Total Shareholder Return	11.84%	0.81%	1.95%	3.05%	9.20%	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.