SMFNF Ratios and Metrics

Market cap in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 6, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2020 - 2016
Market Capitalization	126,092	98,442	77,410	53,844	44,104	49,651	Upgrade
Market Cap Growth	30.90%	27.17%	43.77%	22.08%	-11.17%	48.73%	Upgrade
Last Close Price	35.24	25.78	18.82	12.48	10.93	12.49	Upgrade
PE Ratio	26.83	30.83	13.41	7.85	10.72	7.99	Upgrade
PS Ratio	5.33	4.50	3.30	2.01	1.91	1.92	Upgrade
PB Ratio	1.25	0.89	0.72	0.53	0.42	0.45	Upgrade
P/FCF Ratio	-	-	-	-	-	3.65	Upgrade
P/OCF Ratio	-	-	-	-	-	3.40	Upgrade
Debt / Equity Ratio	3.86	4.27	4.14	4.48	4.93	4.72	Upgrade
Debt / FCF Ratio	-	-	-	-	-	38.55	Upgrade
Net Debt / Equity Ratio	-3.10	-2.27	-2.27	-2.60	-2.33	-2.58	Upgrade
Net Debt / FCF Ratio	-	7.37	5.28	2.37	27.57	-21.10	Upgrade
Return on Equity (ROE)	4.93%	3.15%	6.01%	7.11%	4.11%	6.08%	Upgrade
Return on Assets (ROA)	0.24%	0.18%	0.33%	0.37%	0.21%	0.32%	Upgrade
Earnings Yield	3.73%	3.46%	7.58%	12.90%	9.53%	12.76%	Upgrade
FCF Yield	-	-34.49%	-59.82%	-208.21%	-20.13%	27.37%	Upgrade
Dividend Yield	3.02%	3.16%	3.16%	4.82%	5.27%	4.59%	Upgrade
Payout Ratio	-	87.05%	40.78%	33.90%	55.81%	40.00%	Upgrade
Buyback Yield / Dilution	1.76%	2.03%	2.62%	0.44%	-0.03%	0.37%	Upgrade
Total Shareholder Return	4.78%	5.19%	5.79%	5.26%	5.24%	4.95%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.