SouthPoint Bancshares, Inc. (SOUB)
OTCMKTS
· Delayed Price · Currency is USD
13.74
0.00 (0.00%)
Mar 6, 2026, 4:00 PM EST
SouthPoint Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 103.17 | 109.95 | 87.14 | 48.88 | 26.29 | 20.42 | Upgrade
|
| Interest Income on Investments | 5.72 | 5.72 | 4.18 | 2.02 | 1.67 | 1.55 | Upgrade
|
| Total Interest Income | 108.89 | 115.67 | 91.32 | 50.9 | 27.96 | 21.98 | Upgrade
|
| Interest Paid on Deposits | 53.81 | 56.36 | 28.97 | 5.48 | 3.22 | 4.25 | Upgrade
|
| Interest Paid on Borrowings | 5.6 | 5.6 | 11.54 | 4.08 | 0.95 | 0.24 | Upgrade
|
| Total Interest Expense | 59.42 | 61.96 | 40.5 | 9.56 | 4.17 | 4.49 | Upgrade
|
| Net Interest Income | 49.47 | 53.71 | 50.82 | 41.34 | 23.79 | 17.48 | Upgrade
|
| Net Interest Income Growth (YoY) | -12.36% | 5.69% | 22.93% | 73.78% | 36.06% | 24.95% | Upgrade
|
| Gain (Loss) on Sale of Investments | -0 | -0 | -0 | 0 | 1.65 | 0.09 | Upgrade
|
| Other Non-Interest Income | 10.69 | 8.7 | 8.31 | 10.45 | 13.11 | 15.32 | Upgrade
|
| Total Non-Interest Income | 10.69 | 8.7 | 8.31 | 10.45 | 14.75 | 15.4 | Upgrade
|
| Non-Interest Income Growth (YoY) | 24.76% | 4.59% | -20.46% | -29.15% | -4.23% | 142.68% | Upgrade
|
| Revenues Before Loan Losses | 60.16 | 62.4 | 59.13 | 51.79 | 38.54 | 32.89 | Upgrade
|
| Provision for Loan Losses | 46.81 | 41.4 | 5.4 | 3.48 | 4.12 | 2.25 | Upgrade
|
| Revenue | 13.35 | 21 | 53.73 | 48.32 | 34.43 | 30.64 | Upgrade
|
| Revenue Growth (YoY) | -76.50% | -60.91% | 11.21% | 40.35% | 12.37% | 52.42% | Upgrade
|
| Salaries and Employee Benefits | 17.35 | 17.35 | 19.06 | 19.21 | 15.88 | 14.83 | Upgrade
|
| Occupancy Expenses | 1.12 | 1.12 | 0.92 | 1.39 | 1.08 | 0.9 | Upgrade
|
| Selling, General & Administrative | 5.58 | 5.58 | 5.16 | 4.41 | 3.42 | 2.69 | Upgrade
|
| Other Non-Interest Expense | 11.01 | 10.02 | 8.64 | 7.12 | 4.08 | 2.8 | Upgrade
|
| Total Non-Interest Expense | 35.06 | 34.07 | 33.79 | 32.14 | 24.46 | 21.22 | Upgrade
|
| EBT Excluding Unusual Items | -21.7 | -13.06 | 19.95 | 16.18 | 9.97 | 9.42 | Upgrade
|
| Pretax Income | -21.7 | -13.06 | 19.95 | 16.18 | 9.97 | 9.42 | Upgrade
|
| Income Tax Expense | -5.61 | -3.71 | 4.36 | 3.55 | 2.19 | 2.09 | Upgrade
|
| Net Income | -16.09 | -9.36 | 15.59 | 12.63 | 7.77 | 7.33 | Upgrade
|
| Net Income to Common | -16.09 | -9.36 | 15.59 | 12.63 | 7.77 | 7.33 | Upgrade
|
| Net Income Growth | - | - | 23.44% | 62.47% | 6.06% | 46.63% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | 8.47% | -9.21% | 11.05% | 42.46% | 0.48% | 0.45% | Upgrade
|
| EPS (Basic) | -4.69 | -3.22 | 4.88 | 4.39 | 3.85 | 3.64 | Upgrade
|
| EPS (Diluted) | -4.69 | -3.22 | 4.88 | 4.39 | 3.85 | 3.64 | Upgrade
|
| EPS Growth | - | - | 11.15% | 14.04% | 5.56% | 45.97% | Upgrade
|
| Effective Tax Rate | - | - | 21.84% | 21.96% | 22.02% | 22.19% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.