SSB Bancorp, Inc. (SSBP)
OTCMKTS
· Delayed Price · Currency is USD
14.10
+1.09 (8.38%)
At close: Feb 19, 2026
SSB Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2015 |
| Interest Income on Loans | 15.48 | 14.5 | 9.1 | 8.47 | 7.53 | Upgrade
|
| Interest Income on Investments | 3.11 | 2.22 | - | - | 0.76 | Upgrade
|
| Total Interest Income | 18.59 | 16.72 | 9.1 | 8.47 | 8.29 | Upgrade
|
| Interest Paid on Deposits | 7.38 | 7.26 | 2.41 | 3.27 | 2.93 | Upgrade
|
| Interest Paid on Borrowings | 0.9 | 0.81 | - | - | 0.87 | Upgrade
|
| Total Interest Expense | 8.28 | 8.07 | 2.41 | 3.27 | 3.8 | Upgrade
|
| Net Interest Income | 10.31 | 8.65 | 6.68 | 5.2 | 4.48 | Upgrade
|
| Net Interest Income Growth (YoY) | 19.20% | 29.44% | 28.64% | 15.84% | 8.90% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | 0.05 | Upgrade
|
| Other Non-Interest Income | 1.96 | 0.81 | 1.4 | 2.32 | 0.32 | Upgrade
|
| Total Non-Interest Income | 4.94 | 3.49 | 1.4 | 2.32 | 0.72 | Upgrade
|
| Non-Interest Income Growth (YoY) | 41.60% | 149.16% | -39.52% | 219.95% | 57.20% | Upgrade
|
| Revenues Before Loan Losses | 15.25 | 12.14 | 8.08 | 7.51 | 5.21 | Upgrade
|
| Provision for Loan Losses | 0.81 | 0.5 | 0.48 | 0.53 | 0.17 | Upgrade
|
| Revenue | 14.44 | 11.64 | 7.61 | 6.98 | 5.03 | Upgrade
|
| Revenue Growth (YoY) | 24.04% | 53.09% | 8.97% | 38.64% | 13.69% | Upgrade
|
| Salaries and Employee Benefits | 5.1 | 4.17 | - | - | 2.09 | Upgrade
|
| Federal Deposit Insurance | 0.27 | 0.35 | - | - | 0.16 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.59 | 0.44 | - | - | - | Upgrade
|
| Selling, General & Administrative | 2.54 | 2.68 | - | - | 1.61 | Upgrade
|
| Other Non-Interest Expense | 2.55 | 1.34 | 6.27 | 5.06 | 0.56 | Upgrade
|
| Total Non-Interest Expense | 11.28 | 9.16 | 6.27 | 5.06 | 4.49 | Upgrade
|
| EBT Excluding Unusual Items | 3.17 | 2.48 | 1.34 | 1.92 | 0.55 | Upgrade
|
| Pretax Income | 3.17 | 2.48 | 1.34 | 1.92 | 0.55 | Upgrade
|
| Income Tax Expense | 0.93 | 0.59 | 0.23 | 0.49 | 0.11 | Upgrade
|
| Net Income | 2.24 | 1.9 | 1.11 | 1.43 | 0.44 | Upgrade
|
| Net Income to Common | 2.24 | 1.9 | 1.11 | 1.43 | 0.44 | Upgrade
|
| Net Income Growth | 17.98% | 71.38% | -22.66% | 227.72% | 14.70% | Upgrade
|
| Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | -0.39% | -1.83% | 0.95% | 0.26% | 0.38% | Upgrade
|
| EPS (Basic) | 1.05 | 0.88 | 0.51 | 0.66 | 0.20 | Upgrade
|
| EPS (Diluted) | 1.04 | 0.88 | 0.50 | 0.66 | 0.20 | Upgrade
|
| EPS Growth | 18.18% | 76.00% | -23.91% | 228.54% | 13.68% | Upgrade
|
| Effective Tax Rate | 29.37% | 23.66% | 17.40% | 25.56% | 19.99% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.