United Bancorporation of Alabama, Inc. (UBAB)
OTCMKTS
· Delayed Price · Currency is USD
51.10
-0.40 (-0.78%)
At close: Mar 6, 2026
UBAB Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 59.25 | 55.31 | 49.14 | 36.95 | 32.17 | Upgrade
|
| Interest Income on Investments | 16.92 | 18.46 | 17.05 | 10.13 | 3.59 | Upgrade
|
| Total Interest Income | 76.16 | 73.78 | 66.19 | 47.08 | 35.76 | Upgrade
|
| Interest Paid on Deposits | 15.37 | 13.49 | 6.86 | 3.05 | 2.39 | Upgrade
|
| Interest Paid on Borrowings | 0.73 | 0.83 | 0.56 | 0.64 | 0.44 | Upgrade
|
| Total Interest Expense | 16.1 | 14.31 | 7.43 | 3.69 | 2.84 | Upgrade
|
| Net Interest Income | 60.06 | 59.46 | 58.76 | 43.39 | 32.93 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.00% | 1.20% | 35.41% | 31.78% | 25.73% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -3.04 | -6.8 | - | 0.08 | Upgrade
|
| Other Non-Interest Income | 13.67 | 26.99 | 27.85 | 14.66 | 22.6 | Upgrade
|
| Total Non-Interest Income | 13.67 | 23.94 | 21.04 | 14.66 | 22.68 | Upgrade
|
| Non-Interest Income Growth (YoY) | -42.91% | 13.77% | 43.52% | -35.35% | 39.74% | Upgrade
|
| Revenues Before Loan Losses | 73.73 | 83.41 | 79.8 | 58.06 | 55.61 | Upgrade
|
| Provision for Loan Losses | 4.04 | 4.36 | 1.12 | 2.05 | 1.86 | Upgrade
|
| Revenue | 69.69 | 79.05 | 78.69 | 56 | 53.75 | Upgrade
|
| Revenue Growth (YoY) | -11.84% | 0.45% | 40.50% | 4.20% | 35.41% | Upgrade
|
| Salaries and Employee Benefits | 22.1 | 18.47 | 18.21 | 16.34 | 14.57 | Upgrade
|
| Occupancy Expenses | 3.88 | 4.02 | 3.24 | 3.55 | 3.35 | Upgrade
|
| Selling, General & Administrative | - | 5.57 | 2.27 | 1.6 | 1.48 | Upgrade
|
| Other Non-Interest Expense | 18.99 | 14.88 | 14.01 | 10.5 | 10.41 | Upgrade
|
| Total Non-Interest Expense | 44.97 | 42.95 | 37.72 | 31.98 | 29.81 | Upgrade
|
| EBT Excluding Unusual Items | 24.71 | 36.09 | 40.97 | 24.02 | 23.94 | Upgrade
|
| Pretax Income | 24.71 | 36.09 | 40.97 | 24.02 | 23.94 | Upgrade
|
| Income Tax Expense | 5.04 | 8.09 | 9.43 | 5.34 | 5.41 | Upgrade
|
| Net Income | 19.67 | 28 | 31.54 | 18.68 | 18.53 | Upgrade
|
| Preferred Dividends & Other Adjustments | 2.48 | 1.05 | - | - | - | Upgrade
|
| Net Income to Common | 17.2 | 26.95 | 31.54 | 18.68 | 18.53 | Upgrade
|
| Net Income Growth | -29.75% | -11.22% | 68.81% | 0.82% | 52.28% | Upgrade
|
| Basic Shares Outstanding | 3 | 4 | 4 | 4 | 4 | Upgrade
|
| Diluted Shares Outstanding | 3 | 4 | 4 | 4 | 4 | Upgrade
|
| Shares Change (YoY) | -6.62% | -1.60% | -2.02% | -4.02% | 0.76% | Upgrade
|
| EPS (Basic) | 5.23 | 7.65 | 8.81 | 5.11 | 4.87 | Upgrade
|
| EPS (Diluted) | 5.23 | 7.65 | 8.81 | 5.11 | 4.87 | Upgrade
|
| EPS Growth | -31.66% | -13.16% | 72.38% | 4.98% | 51.16% | Upgrade
|
| Dividend Per Share | 1.400 | 1.100 | 0.600 | 0.400 | 0.280 | Upgrade
|
| Dividend Growth | 27.27% | 83.33% | 50.00% | 42.86% | 40.00% | Upgrade
|
| Effective Tax Rate | 20.39% | 22.41% | 23.01% | 22.22% | 22.59% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.