U & I Financial Corp. (UNIF)
OTCMKTS
· Delayed Price · Currency is USD
3.650
+0.094 (2.64%)
At close: Mar 6, 2026
U & I Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 23.65 | 29.24 | 33.51 | 23.95 | 16.45 | Upgrade
|
| Interest Income on Investments | - | 4.84 | 4.14 | 1.97 | 1.42 | Upgrade
|
| Total Interest Income | 23.65 | 34.08 | 37.65 | 25.91 | 17.86 | Upgrade
|
| Interest Paid on Deposits | 13.23 | 16.25 | 14.15 | 2.75 | 0.72 | Upgrade
|
| Interest Paid on Borrowings | - | 2.68 | 1.24 | 0.24 | 0.02 | Upgrade
|
| Total Interest Expense | 13.23 | 18.93 | 15.39 | 2.99 | 0.75 | Upgrade
|
| Net Interest Income | 10.43 | 15.15 | 22.26 | 22.93 | 17.12 | Upgrade
|
| Net Interest Income Growth (YoY) | -31.19% | -31.94% | -2.90% | 33.95% | 16.22% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0.03 | - | - | - | Upgrade
|
| Other Non-Interest Income | 0.71 | 1.12 | 1.17 | 0.91 | 1.32 | Upgrade
|
| Total Non-Interest Income | 0.71 | 1.62 | 2.89 | 3.69 | 5.15 | Upgrade
|
| Non-Interest Income Growth (YoY) | -56.01% | -43.74% | -21.88% | -28.35% | 12.51% | Upgrade
|
| Revenues Before Loan Losses | 11.14 | 16.78 | 25.15 | 26.62 | 22.27 | Upgrade
|
| Provision for Loan Losses | -1.59 | 28.25 | 26.41 | - | - | Upgrade
|
| Revenue | 12.73 | -11.47 | -1.26 | 26.62 | 22.27 | Upgrade
|
| Revenue Growth (YoY) | - | - | - | 19.53% | 26.83% | Upgrade
|
| Salaries and Employee Benefits | 6.45 | 6.5 | 7.98 | 8.19 | 7.81 | Upgrade
|
| Occupancy Expenses | - | 0.63 | 0.64 | 0.64 | 0.71 | Upgrade
|
| Selling, General & Administrative | 4.58 | 3.68 | 2.15 | 2.13 | 1.84 | Upgrade
|
| Other Non-Interest Expense | 3.49 | 2.18 | 1.92 | 1.83 | 1.43 | Upgrade
|
| Total Non-Interest Expense | 14.51 | 12.98 | 12.68 | 12.79 | 11.78 | Upgrade
|
| EBT Excluding Unusual Items | -1.78 | -24.45 | -13.94 | 13.83 | 10.5 | Upgrade
|
| Pretax Income | -1.78 | -24.45 | -13.94 | 13.83 | 10.5 | Upgrade
|
| Income Tax Expense | 0.38 | 6.62 | -3.14 | 2.7 | 1.99 | Upgrade
|
| Net Income | -2.16 | -31.07 | -10.81 | 11.13 | 8.5 | Upgrade
|
| Net Income to Common | -2.16 | -31.07 | -10.81 | 11.13 | 8.5 | Upgrade
|
| Net Income Growth | - | - | - | 30.90% | 36.84% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 6 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 6 | 6 | Upgrade
|
| Shares Change (YoY) | 0.04% | 0.50% | -3.57% | -0.90% | 2.51% | Upgrade
|
| EPS (Basic) | -0.39 | -5.67 | -1.98 | 2.03 | 1.53 | Upgrade
|
| EPS (Diluted) | -0.39 | -5.67 | -1.98 | 1.97 | 1.49 | Upgrade
|
| EPS Growth | - | - | - | 32.21% | 33.04% | Upgrade
|
| Dividend Per Share | - | - | - | 0.200 | - | Upgrade
|
| Effective Tax Rate | - | - | - | 19.55% | 19.00% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.