YVC Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001	2000 - 1997
Period Ending	Dec '05 Dec 31, 2005	Dec '04 Dec 31, 2004	Dec '03 Dec 31, 2003	Dec '02 Dec 31, 2002	Dec '01 Dec 31, 2001	2000 - 1997
Premiums & Annuity Revenue	0.1	0.13	0.16	0.19	0.21	Upgrade
Total Interest & Dividend Income	0.09	0.11	0.07	0.07	0.08	Upgrade
Total Revenue	0.18	0.24	0.23	0.26	0.29	Upgrade
Revenue Growth (YoY)	-22.18%	2.26%	-9.95%	-11.00%	-4.24%	Upgrade
Policy Benefits	0.03	0.01	0.12	0.05	0.06	Upgrade
Policy Acquisition & Underwriting Costs	0.04	0.06	0.07	0.09	0.1	Upgrade
Selling, General & Administrative	0.2	0.12	0.1	0.08	0.08	Upgrade
Total Operating Expenses	0.27	0.19	0.3	0.21	0.23	Upgrade
Operating Income	-0.08	0.05	-0.07	0.05	0.06	Upgrade
Interest Expense	-0.04	-0.03	-0.02	-0.03	-0.05	Upgrade
Pretax Income	-0.13	0.02	-0.09	0.02	0.01	Upgrade
Income Tax Expense	-0.09	-0.02	-0.05	-0.01	-0.01	Upgrade
Net Income	-0.04	0.04	-0.04	0.03	0.02	Upgrade
Net Income to Common	-0.04	0.04	-0.04	0.03	0.02	Upgrade
Net Income Growth	-	-	-	21.18%	-	Upgrade
Operating Margin	-45.56%	20.91%	-29.39%	17.51%	19.46%	Upgrade
Profit Margin	-20.48%	17.16%	-18.71%	9.86%	7.24%	Upgrade
EBIT	-0.08	0.05	-0.07	0.05	0.06	Upgrade
EBIT Margin	-45.56%	20.91%	-29.39%	17.51%	19.46%	Upgrade
Revenue as Reported	0.18	0.24	0.23	0.26	0.29	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.