BDO Unibank, Inc. (PSE:BDO)
Philippines
· Delayed Price · Currency is PHP 125.00
-4.50 (-3.47%)
At close: Mar 6, 2026
BDO Unibank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 294,665 | 272,039 | 231,704 | 161,820 | 144,879 | Upgrade
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| Interest Paid on Deposits | 91,564 | 85,443 | 59,317 | 22,861 | 13,533 | Upgrade
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| Net Interest Income | 203,101 | 186,596 | 172,387 | 138,959 | 131,346 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.85% | 8.24% | 24.06% | 5.80% | -1.76% | Upgrade
|
| Trust Income | 5,707 | 5,113 | 4,698 | - | 4,364 | Upgrade
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| Income From Trading Activities | 748 | -127 | 1,455 | - | 220 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 1,275 | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | 6,107 | - | - | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 1,661 | 1,397 | 1,273 | 849 | 814 | Upgrade
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| Other Non-Interest Income | 76,519 | 71,355 | 57,985 | 56,351 | 54,681 | Upgrade
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| Total Non-Interest Income | 84,635 | 77,738 | 71,518 | 57,200 | 61,354 | Upgrade
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| Non-Interest Income Growth (YoY) | 8.87% | 8.70% | 25.03% | -6.77% | 11.13% | Upgrade
|
| Revenues Before Loan Losses | 287,736 | 264,334 | 243,905 | 196,159 | 192,700 | Upgrade
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| Provision for Loan Losses | 14,611 | 14,262 | 16,406 | 16,565 | 16,942 | Upgrade
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| Revenue | 273,125 | 250,072 | 227,499 | 179,594 | 175,758 | Upgrade
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| Revenue Growth (YoY) | 9.22% | 9.92% | 26.67% | 2.18% | 10.37% | Upgrade
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| Salaries and Employee Benefits | 61,082 | 52,109 | 45,784 | 42,766 | 41,471 | Upgrade
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| Occupancy Expenses | 16,152 | 15,072 | 14,472 | 12,677 | 11,204 | Upgrade
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| Amortization of Goodwill & Intangibles | 2,262 | 2,141 | 2,917 | 1,343 | 1,342 | Upgrade
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| Selling, General & Administrative | 21,445 | 19,548 | 17,230 | 12,490 | 13,061 | Upgrade
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| Other Non-Interest Expense | 61,609 | 55,779 | 48,536 | 36,207 | 51,779 | Upgrade
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| Total Non-Interest Expense | 163,788 | 145,630 | 129,842 | 105,777 | 119,130 | Upgrade
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| EBT Excluding Unusual Items | 109,337 | 104,442 | 97,657 | 73,817 | 56,628 | Upgrade
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| Asset Writedown | -380 | 222 | 44 | 230 | -57 | Upgrade
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| Legal Settlements | -1,356 | -973 | -689 | -854 | -773 | Upgrade
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| Other Unusual Items | - | - | 169 | - | - | Upgrade
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| Pretax Income | 107,601 | 103,691 | 97,181 | 73,193 | 55,762 | Upgrade
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| Income Tax Expense | 20,122 | 21,471 | 23,621 | 15,959 | 12,907 | Upgrade
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| Earnings From Continuing Operations | 87,479 | 82,220 | 73,560 | 57,234 | 42,855 | Upgrade
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| Minority Interest in Earnings | -305 | -201 | -149 | -180 | -64 | Upgrade
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| Net Income | 87,174 | 82,019 | 73,411 | 57,054 | 42,791 | Upgrade
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| Preferred Dividends & Other Adjustments | 408 | 407 | 407 | 339 | 340 | Upgrade
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| Net Income to Common | 86,766 | 81,612 | 73,004 | 56,715 | 42,451 | Upgrade
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| Net Income Growth | 6.29% | 11.73% | 28.67% | 33.33% | 51.49% | Upgrade
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| Basic Shares Outstanding | 5,328 | 5,319 | 5,314 | 5,312 | 5,310 | Upgrade
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| Diluted Shares Outstanding | 5,374 | 5,362 | 5,361 | 5,371 | 5,362 | Upgrade
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| Shares Change (YoY) | 0.22% | 0.02% | -0.19% | 0.17% | 0.99% | Upgrade
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| EPS (Basic) | 16.28 | 15.34 | 13.74 | 10.68 | 7.99 | Upgrade
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| EPS (Diluted) | 16.22 | 15.30 | 13.69 | 10.62 | 7.98 | Upgrade
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| EPS Growth | 6.05% | 11.71% | 28.91% | 33.11% | 51.96% | Upgrade
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| Dividend Per Share | 4.300 | 3.716 | 2.973 | 1.189 | 0.991 | Upgrade
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| Dividend Growth | 15.72% | 25.00% | 149.99% | 20.00% | - | Upgrade
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| Effective Tax Rate | 18.70% | 20.71% | 24.31% | 21.80% | 23.15% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.