Bank of the Philippine Islands (PSE:BPI)
Philippines
· Delayed Price · Currency is PHP 114.00
-1.40 (-1.21%)
Last updated: Mar 3, 2026, 1:54 PM PST
PSE:BPI Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | - | 159,594 | 120,900 | 84,909 | 72,225 | Upgrade
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| Interest Income on Investments | - | 30,360 | 24,672 | 18,359 | 12,392 | Upgrade
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| Total Interest Income | - | 189,954 | 145,572 | 103,268 | 84,617 | Upgrade
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| Interest Paid on Deposits | - | 53,181 | 36,027 | 14,821 | 10,168 | Upgrade
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| Interest Paid on Borrowings | - | 9,187 | 5,195 | 3,381 | 4,866 | Upgrade
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| Total Interest Expense | - | 62,368 | 41,222 | 18,202 | 15,034 | Upgrade
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| Net Interest Income | 148,030 | 127,586 | 104,350 | 85,066 | 69,583 | Upgrade
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| Net Interest Income Growth (YoY) | 16.02% | 22.27% | 22.67% | 22.25% | -3.71% | Upgrade
|
| Income From Trading Activities | 8,290 | 3,293 | 1,919 | 857 | 97 | Upgrade
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| Gain (Loss) on Sale of Assets | - | 247 | 407 | 5,303 | 477 | Upgrade
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| Gain (Loss) on Sale of Investments | - | 4 | 2 | 214 | 1,513 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | - | 2,738 | 1,372 | 1,055 | 1,086 | Upgrade
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| Other Non-Interest Income | 38,730 | 36,270 | 30,270 | 26,030 | 24,649 | Upgrade
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| Total Non-Interest Income | 47,020 | 42,552 | 33,970 | 33,459 | 27,822 | Upgrade
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| Non-Interest Income Growth (YoY) | 10.50% | 25.26% | 1.53% | 20.26% | -6.19% | Upgrade
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| Revenues Before Loan Losses | 195,050 | 170,138 | 138,320 | 118,525 | 97,405 | Upgrade
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| Provision for Loan Losses | 17,750 | 6,600 | 4,000 | 9,167 | 13,135 | Upgrade
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| Revenue | 177,300 | 163,538 | 134,320 | 109,358 | 84,270 | Upgrade
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| Revenue Growth (YoY) | 8.42% | 21.75% | 22.83% | 29.77% | 14.00% | Upgrade
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| Salaries and Employee Benefits | 30,300 | 28,971 | 23,305 | 19,536 | 18,569 | Upgrade
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| Occupancy Expenses | - | 24,171 | 21,514 | 18,761 | 16,010 | Upgrade
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| Selling, General & Administrative | 27,900 | 4,925 | 4,538 | 2,385 | 929 | Upgrade
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| Other Non-Interest Expense | 33,910 | 24,501 | 18,917 | 16,959 | 14,852 | Upgrade
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| Total Non-Interest Expense | 92,110 | 82,568 | 68,274 | 57,641 | 50,360 | Upgrade
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| EBT Excluding Unusual Items | 85,190 | 80,970 | 66,046 | 51,717 | 33,910 | Upgrade
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| Legal Settlements | - | -665 | -477 | -349 | -373 | Upgrade
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| Other Unusual Items | - | 1 | 1 | - | - | Upgrade
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| Pretax Income | 85,190 | 79,743 | 65,211 | 51,368 | 33,537 | Upgrade
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| Income Tax Expense | 18,570 | 17,503 | 13,299 | 11,532 | 9,427 | Upgrade
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| Earnings From Continuing Operations | 66,620 | 62,240 | 51,912 | 39,836 | 24,110 | Upgrade
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| Minority Interest in Earnings | - | -191 | -225 | -231 | -230 | Upgrade
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| Net Income | 66,620 | 62,049 | 51,687 | 39,605 | 23,880 | Upgrade
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| Net Income to Common | 66,620 | 62,049 | 51,687 | 39,605 | 23,880 | Upgrade
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| Net Income Growth | 7.37% | 20.05% | 30.51% | 65.85% | 11.54% | Upgrade
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| Basic Shares Outstanding | 5,279 | 5,266 | 4,741 | 4,918 | 4,918 | Upgrade
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| Diluted Shares Outstanding | 5,279 | 5,266 | 4,741 | 4,918 | 4,918 | Upgrade
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| Shares Change (YoY) | 0.24% | 11.07% | -3.59% | - | - | Upgrade
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| EPS (Basic) | 12.62 | 11.78 | 10.90 | 8.05 | 4.86 | Upgrade
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| EPS (Diluted) | 12.62 | 11.78 | 10.90 | 8.05 | 4.86 | Upgrade
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| EPS Growth | 7.10% | 8.08% | 35.37% | 65.85% | 11.54% | Upgrade
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| Dividend Per Share | 4.360 | 3.960 | 3.360 | 1.946 | 1.652 | Upgrade
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| Dividend Growth | 10.10% | 17.86% | 72.70% | 17.78% | - | Upgrade
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| Effective Tax Rate | 21.80% | 21.95% | 20.39% | 22.45% | 28.11% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.