Citystate Savings Bank, Inc. (PSE:CSB)
Philippines
· Delayed Price · Currency is PHP 15.34
-1.46 (-8.69%)
At close: Dec 5, 2025
Citystate Savings Bank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 317.02 | 326.55 | 269.02 | 220.16 | 212.58 | 212 | Upgrade
|
| Interest Income on Investments | 109.67 | 74.58 | 40.88 | 48.23 | 39.14 | 27.43 | Upgrade
|
| Total Interest Income | 426.68 | 401.13 | 309.9 | 268.39 | 251.73 | 239.43 | Upgrade
|
| Interest Paid on Deposits | 151.12 | 122.44 | 77.85 | 23 | 20.26 | 34.54 | Upgrade
|
| Interest Paid on Borrowings | 7.32 | 6.55 | 5.41 | 5.09 | 5.31 | 7.32 | Upgrade
|
| Total Interest Expense | 158.44 | 128.99 | 83.26 | 28.09 | 25.57 | 41.86 | Upgrade
|
| Net Interest Income | 268.24 | 272.14 | 226.63 | 240.3 | 226.16 | 197.57 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.67% | 20.08% | -5.69% | 6.25% | 14.47% | 13.18% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 0.75 | - | Upgrade
|
| Other Non-Interest Income | 349.75 | 185.23 | 150.44 | 118.54 | 60.99 | 75.82 | Upgrade
|
| Total Non-Interest Income | 349.75 | 185.23 | 150.44 | 118.54 | 61.73 | 75.82 | Upgrade
|
| Non-Interest Income Growth (YoY) | 148.20% | 23.13% | 26.91% | 92.02% | -18.58% | -30.26% | Upgrade
|
| Revenues Before Loan Losses | 618 | 457.37 | 377.07 | 358.84 | 287.89 | 273.39 | Upgrade
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| Provision for Loan Losses | 14.46 | 10.03 | 59.21 | 19.13 | -15.22 | 0.12 | Upgrade
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| Revenue | 603.54 | 447.34 | 317.86 | 339.71 | 303.12 | 273.27 | Upgrade
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| Revenue Growth (YoY) | 97.39% | 40.73% | -6.43% | 12.07% | 10.92% | -3.31% | Upgrade
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| Salaries and Employee Benefits | 153.46 | 156.53 | 152.7 | 135.46 | 112.64 | 86.91 | Upgrade
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| Occupancy Expenses | 87.03 | 91.35 | 80.3 | 66.61 | 56.46 | 58.89 | Upgrade
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| Selling, General & Administrative | 81.27 | 83.86 | 71.75 | 71.77 | 62.51 | 57.52 | Upgrade
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| Other Non-Interest Expense | 112.49 | 94.09 | 100.77 | 74.71 | 58.15 | 53.83 | Upgrade
|
| Total Non-Interest Expense | 434.26 | 425.82 | 405.53 | 348.56 | 289.76 | 257.14 | Upgrade
|
| EBT Excluding Unusual Items | 169.28 | 21.51 | -87.67 | -8.86 | 13.36 | 16.13 | Upgrade
|
| Legal Settlements | -4.46 | -4.96 | -7.01 | -4.24 | -2 | -2.82 | Upgrade
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| Pretax Income | 164.83 | 16.55 | -94.68 | -13.1 | 11.36 | 13.31 | Upgrade
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| Income Tax Expense | 19.97 | 15.58 | 1.74 | 4.22 | 9.69 | 7.99 | Upgrade
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| Net Income | 144.85 | 0.97 | -96.42 | -17.32 | 1.68 | 5.32 | Upgrade
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| Net Income to Common | 144.85 | 0.97 | -96.42 | -17.32 | 1.68 | 5.32 | Upgrade
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| Net Income Growth | - | - | - | - | -68.47% | - | Upgrade
|
| Basic Shares Outstanding | 164 | 162 | 156 | 151 | 108 | 100 | Upgrade
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| Diluted Shares Outstanding | 164 | 162 | 156 | 151 | 108 | 100 | Upgrade
|
| Shares Change (YoY) | 0.90% | 3.40% | 3.90% | 38.89% | 8.43% | - | Upgrade
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| EPS (Basic) | 0.88 | 0.01 | -0.62 | -0.12 | 0.02 | 0.05 | Upgrade
|
| EPS (Diluted) | 0.88 | 0.01 | -0.62 | -0.12 | 0.02 | 0.05 | Upgrade
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| EPS Growth | - | - | - | - | -70.93% | - | Upgrade
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| Effective Tax Rate | 12.12% | 94.16% | - | - | 85.23% | 60.01% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.