Philippine National Bank (PSE:PNB)
Philippines
· Delayed Price · Currency is PHP 59.00
-1.00 (-1.67%)
Last updated: Mar 6, 2026, 1:56 PM PST
Philippine National Bank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 50,453 | 48,448 | 44,126 | 35,379 | 34,558 | Upgrade
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| Interest Income on Investments | 19,227 | 19,011 | 15,468 | 9,865 | 7,844 | Upgrade
|
| Total Interest Income | 69,680 | 67,459 | 59,595 | 45,244 | 42,402 | Upgrade
|
| Interest Paid on Deposits | 15,618 | 16,430 | 13,006 | 5,372 | 4,814 | Upgrade
|
| Interest Paid on Borrowings | 1,515 | 1,689 | 1,996 | 2,545 | 2,744 | Upgrade
|
| Total Interest Expense | 17,134 | 18,118 | 15,002 | 7,917 | 7,558 | Upgrade
|
| Net Interest Income | 52,546 | 49,340 | 44,593 | 37,328 | 34,845 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.50% | 10.65% | 19.46% | 7.12% | -2.72% | Upgrade
|
| Income From Trading Activities | 1,857 | 647.58 | 394.1 | -1,281 | 731.57 | Upgrade
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| Gain (Loss) on Sale of Assets | 2,413 | 1,995 | 4,542 | 7,775 | 34,267 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 496 | 419.51 | 268.09 | -56.06 | 50.79 | Upgrade
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| Other Non-Interest Income | 7,966 | 7,373 | 7,563 | 8,313 | 7,103 | Upgrade
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| Total Non-Interest Income | 12,733 | 10,435 | 12,767 | 14,752 | 42,152 | Upgrade
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| Non-Interest Income Growth (YoY) | 22.02% | -18.27% | -13.45% | -65.00% | 344.28% | Upgrade
|
| Revenues Before Loan Losses | 65,279 | 59,775 | 57,360 | 52,079 | 76,996 | Upgrade
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| Provision for Loan Losses | 2,019 | 3,669 | 5,923 | 7,198 | 10,725 | Upgrade
|
| Revenue | 63,260 | 56,107 | 51,437 | 44,881 | 66,271 | Upgrade
|
| Revenue Growth (YoY) | 12.75% | 9.08% | 14.61% | -32.28% | 133.14% | Upgrade
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| Salaries and Employee Benefits | 11,754 | 10,669 | 10,464 | 9,763 | 9,986 | Upgrade
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| Occupancy Expenses | 4,251 | 4,375 | 4,629 | 5,055 | 3,718 | Upgrade
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| Selling, General & Administrative | 1,227 | 1,935 | 1,108 | 1,420 | 1,041 | Upgrade
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| Other Non-Interest Expense | 13,554 | 12,159 | 11,734 | 11,754 | 11,006 | Upgrade
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| Total Non-Interest Expense | 30,787 | 29,137 | 27,935 | 27,992 | 25,751 | Upgrade
|
| EBT Excluding Unusual Items | 32,474 | 26,969 | 23,502 | 16,889 | 40,520 | Upgrade
|
| Asset Writedown | 362.54 | -199.45 | - | - | - | Upgrade
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| Legal Settlements | -661.21 | -492.33 | -492.33 | -373.74 | -395.39 | Upgrade
|
| Pretax Income | 32,175 | 26,278 | 21,973 | 16,515 | 37,971 | Upgrade
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| Income Tax Expense | 6,833 | 5,100 | 4,007 | 4,931 | 5,545 | Upgrade
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| Earnings From Continuing Operations | 25,342 | 21,178 | 17,966 | 11,584 | 32,425 | Upgrade
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| Earnings From Discontinued Operations | - | - | - | - | -735.37 | Upgrade
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| Minority Interest in Earnings | -86.6 | -125.07 | 13.44 | -51.67 | -59.41 | Upgrade
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| Net Income | 25,255 | 21,053 | 17,979 | 11,532 | 31,631 | Upgrade
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| Net Income to Common | 25,255 | 21,053 | 17,979 | 11,532 | 31,631 | Upgrade
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| Net Income Growth | 19.96% | 17.09% | 55.90% | -63.54% | 1109.75% | Upgrade
|
| Basic Shares Outstanding | 1,526 | 1,526 | 1,526 | 1,526 | 1,526 | Upgrade
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| Diluted Shares Outstanding | 1,526 | 1,526 | 1,526 | 1,526 | 1,526 | Upgrade
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| EPS (Basic) | 16.55 | 13.80 | 11.78 | 7.56 | 20.73 | Upgrade
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| EPS (Diluted) | 16.55 | 13.80 | 11.78 | 7.56 | 20.73 | Upgrade
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| EPS Growth | 19.96% | 17.09% | 55.90% | -63.54% | 1109.75% | Upgrade
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| Effective Tax Rate | 21.24% | 19.41% | 18.24% | 29.86% | 14.60% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.