Rizal Commercial Banking Corporation (PSE:RCB)
Philippines
· Delayed Price · Currency is PHP 24.40
0.00 (0.00%)
At close: Mar 4, 2026
Rizal Commercial Banking Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 69,793 | 61,051 | 49,407 | 34,970 | 31,900 | Upgrade
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| Interest Income on Investments | 16,278 | 18,032 | 16,882 | 10,865 | 5,211 | Upgrade
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| Total Interest Income | 86,071 | 79,083 | 66,289 | 45,835 | 37,111 | Upgrade
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| Interest Paid on Deposits | 23,151 | 31,108 | 28,035 | 10,057 | 4,059 | Upgrade
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| Interest Paid on Borrowings | 6,772 | 5,474 | 4,625 | 4,562 | 4,221 | Upgrade
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| Total Interest Expense | 29,923 | 36,582 | 32,660 | 14,619 | 8,280 | Upgrade
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| Net Interest Income | 56,148 | 42,501 | 33,629 | 31,216 | 28,831 | Upgrade
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| Net Interest Income Growth (YoY) | 32.11% | 26.38% | 7.73% | 8.27% | 9.70% | Upgrade
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| Trust Income | - | - | 423 | 415 | 392 | Upgrade
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| Income From Trading Activities | 599 | 1,495 | 444 | -37 | 863 | Upgrade
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| Gain (Loss) on Sale of Assets | 657 | 1,352 | 6,957 | 3,088 | 101 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | - | 85 | 92 | 32 | 12 | Upgrade
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| Other Non-Interest Income | 5,873 | 7,975 | 8,062 | 8,850 | 6,195 | Upgrade
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| Total Non-Interest Income | 7,129 | 10,907 | 15,978 | 12,348 | 7,563 | Upgrade
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| Non-Interest Income Growth (YoY) | -34.64% | -31.74% | 29.40% | 63.27% | -34.98% | Upgrade
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| Revenues Before Loan Losses | 63,277 | 53,408 | 49,607 | 43,564 | 36,394 | Upgrade
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| Provision for Loan Losses | 14,951 | 8,337 | 6,677 | 5,347 | 5,013 | Upgrade
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| Revenue | 48,326 | 45,071 | 42,930 | 38,217 | 31,381 | Upgrade
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| Revenue Growth (YoY) | 7.22% | 4.99% | 12.33% | 21.78% | 9.96% | Upgrade
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| Salaries and Employee Benefits | 9,058 | 8,059 | 7,150 | 6,563 | 6,371 | Upgrade
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| Occupancy Expenses | 6,311 | 7,271 | 6,627 | 5,945 | 5,840 | Upgrade
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| Selling, General & Administrative | - | 629 | 501 | 322 | 324 | Upgrade
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| Other Non-Interest Expense | 19,655 | 15,012 | 14,493 | 11,670 | 9,261 | Upgrade
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| Total Non-Interest Expense | 35,024 | 30,971 | 28,771 | 24,500 | 21,796 | Upgrade
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| EBT Excluding Unusual Items | 13,302 | 14,100 | 14,159 | 13,717 | 9,585 | Upgrade
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| Asset Writedown | -49 | -282 | -211 | -359 | -1,035 | Upgrade
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| Legal Settlements | - | -830 | -823 | -600 | -739 | Upgrade
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| Other Unusual Items | - | - | 390 | 890 | - | Upgrade
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| Pretax Income | 13,253 | 12,988 | 13,515 | 13,648 | 7,811 | Upgrade
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| Income Tax Expense | 2,695 | 3,468 | 1,298 | 1,568 | 728 | Upgrade
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| Earnings From Continuing Operations | 10,558 | 9,520 | 12,217 | 12,080 | 7,083 | Upgrade
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| Minority Interest in Earnings | 1 | - | 1 | - | -1 | Upgrade
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| Net Income | 10,559 | 9,520 | 12,218 | 12,080 | 7,082 | Upgrade
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| Preferred Dividends & Other Adjustments | - | 1,096 | 1,068 | 1,037 | 964 | Upgrade
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| Net Income to Common | 10,559 | 8,424 | 11,150 | 11,043 | 6,118 | Upgrade
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| Net Income Growth | 10.91% | -22.08% | 1.14% | 70.57% | 41.08% | Upgrade
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| Basic Shares Outstanding | 2,601 | 2,420 | 2,198 | 2,037 | 1,979 | Upgrade
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| Diluted Shares Outstanding | 2,601 | 2,420 | 2,198 | 2,037 | 1,979 | Upgrade
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| Shares Change (YoY) | 7.47% | 10.10% | 7.90% | 2.93% | 2.22% | Upgrade
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| EPS (Basic) | 4.06 | 3.48 | 5.07 | 5.42 | 3.09 | Upgrade
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| EPS (Diluted) | 4.06 | 3.48 | 5.07 | 5.42 | 3.09 | Upgrade
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| EPS Growth | 16.63% | -31.38% | -6.43% | 75.36% | 27.34% | Upgrade
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| Dividend Per Share | - | 0.700 | 1.014 | 1.080 | 0.618 | Upgrade
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| Dividend Growth | - | -30.97% | -6.11% | 74.76% | 27.42% | Upgrade
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| Effective Tax Rate | 20.34% | 26.70% | 9.60% | 11.49% | 9.32% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.