Rizal Commercial Banking Corporation (PSE:RCB)
Philippines
· Delayed Price · Currency is PHP 24.15
-0.25 (-1.02%)
Last updated: Mar 9, 2026, 2:11 PM PST
Rizal Commercial Banking Balance Sheet
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 126,742 | 128,066 | 130,608 | 123,017 | 122,512 | Upgrade
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| Investment Securities | 383,892 | 420,230 | 355,272 | 376,431 | 225,639 | Upgrade
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| Trading Asset Securities | 12,375 | 9,456 | 11,778 | 7,037 | 5,631 | Upgrade
|
| Total Investments | 396,267 | 429,686 | 367,050 | 383,468 | 231,270 | Upgrade
|
| Gross Loans | 747,138 | 694,683 | 606,403 | 521,661 | 493,673 | Upgrade
|
| Allowance for Loan Losses | -23,056 | -20,130 | -17,395 | -16,030 | -18,264 | Upgrade
|
| Other Adjustments to Gross Loans | -636 | -584 | -826 | -902 | -615 | Upgrade
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| Net Loans | 723,446 | 673,969 | 588,182 | 504,729 | 474,794 | Upgrade
|
| Property, Plant & Equipment | 7,154 | 6,830 | 7,957 | 10,263 | 11,746 | Upgrade
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| Goodwill | 426 | 426 | 426 | 426 | 426 | Upgrade
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| Other Intangible Assets | 3,357 | 3,451 | 3,409 | 3,363 | 3,252 | Upgrade
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| Investments in Real Estate | 768 | 695 | 543 | 2,616 | 3,572 | Upgrade
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| Accrued Interest Receivable | 11,156 | 10,258 | 9,519 | 7,828 | 7,372 | Upgrade
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| Other Receivables | 12,540 | 9,168 | 8,103 | 4,704 | 4,911 | Upgrade
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| Restricted Cash | 34,454 | 57,303 | 83,701 | 76,582 | 65,074 | Upgrade
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| Other Current Assets | 23,453 | 24,831 | 24,209 | 29,353 | 29,353 | Upgrade
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| Long-Term Deferred Tax Assets | 6,331 | 6,052 | 5,775 | 3,740 | 3,206 | Upgrade
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| Other Real Estate Owned & Foreclosed | 4,553 | 3,391 | 2,694 | 1,546 | - | Upgrade
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| Other Long-Term Assets | 4,575 | 5,078 | 5,496 | 1,926 | 1,255 | Upgrade
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| Total Assets | 1,356,436 | 1,360,153 | 1,238,332 | 1,154,108 | 959,133 | Upgrade
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| Accounts Payable | 13,060 | 33,687 | 10,197 | 7,756 | 7,963 | Upgrade
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| Accrued Expenses | 5,680 | 5,222 | 5,550 | 4,492 | 4,236 | Upgrade
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| Interest Bearing Deposits | 1,026,253 | 1,023,694 | 958,110 | 858,372 | 672,501 | Upgrade
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| Total Deposits | 1,026,253 | 1,023,694 | 958,110 | 858,372 | 672,501 | Upgrade
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| Short-Term Borrowings | 6,015 | 3,635 | 1,690 | 2,116 | 926 | Upgrade
|
| Current Portion of Long-Term Debt | 67,512 | 66,874 | 75,800 | 98,242 | 54,731 | Upgrade
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| Current Portion of Leases | 1,861 | 1,889 | 1,791 | 1,236 | 998 | Upgrade
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| Current Income Taxes Payable | 881 | 1,301 | 1,337 | 571 | 538 | Upgrade
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| Accrued Interest Payable | 5,775 | 5,144 | 5,195 | 3,365 | 1,323 | Upgrade
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| Other Current Liabilities | 5,270 | 5,252 | 7,273 | 9,335 | 7,514 | Upgrade
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| Long-Term Debt | 62,441 | 46,677 | 9,997 | 42,895 | 88,432 | Upgrade
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| Long-Term Leases | 3,569 | 3,453 | 4,896 | 4,264 | 3,052 | Upgrade
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| Long-Term Unearned Revenue | 899 | 730 | 824 | 612 | 657 | Upgrade
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| Pension & Post-Retirement Benefits | - | - | 40 | 1,986 | 2,501 | Upgrade
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| Other Long-Term Liabilities | 6,051 | 4,104 | 3,357 | 2,505 | 2,681 | Upgrade
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| Total Liabilities | 1,205,267 | 1,201,662 | 1,086,057 | 1,037,747 | 848,053 | Upgrade
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| Preferred Stock, Convertible | 3 | 3 | 3 | 3 | 3 | Upgrade
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| Common Stock | 24,195 | 24,195 | 24,195 | 22,509 | 22,509 | Upgrade
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| Additional Paid-In Capital | 58,228 | 58,228 | 58,228 | 42,493 | 42,505 | Upgrade
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| Retained Earnings | 72,601 | 67,480 | 61,510 | 52,650 | 42,889 | Upgrade
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| Treasury Stock | - | - | - | -9,287 | -9,287 | Upgrade
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| Comprehensive Income & Other | -3,863 | 8,579 | 8,333 | 7,985 | 12,443 | Upgrade
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| Total Common Equity | 151,161 | 158,482 | 152,266 | 116,350 | 111,059 | Upgrade
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| Minority Interest | 5 | 6 | 6 | 8 | 18 | Upgrade
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| Shareholders' Equity | 151,169 | 158,491 | 152,275 | 116,361 | 111,080 | Upgrade
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| Total Liabilities & Equity | 1,356,436 | 1,360,153 | 1,238,332 | 1,154,108 | 959,133 | Upgrade
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| Total Debt | 141,398 | 122,528 | 94,174 | 148,753 | 148,139 | Upgrade
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| Net Cash (Debt) | 18,360 | 14,994 | 84,011 | -9,975 | -8,305 | Upgrade
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| Net Cash Growth | 22.45% | -82.15% | - | - | - | Upgrade
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| Net Cash Per Share | 7.59 | 6.20 | 38.22 | -4.90 | -4.20 | Upgrade
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| Filing Date Shares Outstanding | 2,420 | 2,420 | 2,420 | 2,037 | 2,037 | Upgrade
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| Total Common Shares Outstanding | 2,420 | 2,420 | 2,420 | 2,037 | 2,037 | Upgrade
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| Book Value Per Share | 62.48 | 59.52 | 56.95 | 50.01 | 47.41 | Upgrade
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| Tangible Book Value | 147,378 | 154,605 | 148,431 | 112,561 | 107,381 | Upgrade
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| Tangible Book Value Per Share | 60.91 | 57.92 | 55.37 | 48.15 | 45.60 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.