Apna Microfinance Bank Limited (PSX:AMBL)
24.65
+1.64 (7.13%)
At close: Mar 9, 2026
Apna Microfinance Bank Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 4,021 | 2,660 | 3,273 | 2,973 | 5,170 | Upgrade
|
| Investment Securities | 2,640 | 1,873 | 1,254 | 2,466 | 1,260 | Upgrade
|
| Total Investments | 2,640 | 1,873 | 1,254 | 2,466 | 1,260 | Upgrade
|
| Gross Loans | 10,566 | 13,452 | 12,777 | 12,068 | 11,998 | Upgrade
|
| Allowance for Loan Losses | - | -5,167 | -5,025 | -3,714 | -492.09 | Upgrade
|
| Net Loans | 10,566 | 8,286 | 7,752 | 8,354 | 11,506 | Upgrade
|
| Property, Plant & Equipment | 834.45 | 978.94 | 1,056 | 1,201 | 1,366 | Upgrade
|
| Other Intangible Assets | 138.23 | 148.35 | 157.47 | 166.95 | 169.97 | Upgrade
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| Accrued Interest Receivable | - | 63.24 | 62.38 | 1,019 | 990.05 | Upgrade
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| Other Receivables | - | - | - | 4.88 | 442.37 | Upgrade
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| Restricted Cash | - | 1,054 | 1,119 | 983.83 | 701.26 | Upgrade
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| Other Current Assets | - | 627.29 | 577.35 | 650.51 | 736.4 | Upgrade
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| Long-Term Deferred Tax Assets | 1,700 | 1,700 | 1,700 | 1,700 | 1,283 | Upgrade
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| Other Long-Term Assets | 830.3 | 54.75 | 69.64 | 68.31 | 35.52 | Upgrade
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| Total Assets | 20,730 | 17,446 | 17,020 | 19,587 | 23,660 | Upgrade
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| Accrued Expenses | - | - | - | - | 0.34 | Upgrade
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| Interest Bearing Deposits | 30,060 | 22,359 | 18,664 | 17,508 | 18,832 | Upgrade
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| Non-Interest Bearing Deposits | - | 3,315 | 3,786 | 5,098 | 3,251 | Upgrade
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| Total Deposits | 30,060 | 25,674 | 22,450 | 22,606 | 22,084 | Upgrade
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| Short-Term Borrowings | - | - | - | - | 0.47 | Upgrade
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| Current Portion of Leases | - | 144.66 | 212.15 | 154.6 | 196.99 | Upgrade
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| Accrued Interest Payable | - | 314.65 | 413.26 | 274.67 | 283.08 | Upgrade
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| Other Current Liabilities | 141.94 | 69.68 | 76.87 | 49.34 | 107.67 | Upgrade
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| Long-Term Leases | 482.62 | 437.7 | 298.56 | 388.55 | 452.65 | Upgrade
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| Pension & Post-Retirement Benefits | - | 49.7 | 45.01 | 23.05 | - | Upgrade
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| Other Long-Term Liabilities | 555.13 | 187.54 | 164.8 | 137.91 | 93.04 | Upgrade
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| Total Liabilities | 31,240 | 26,878 | 23,660 | 23,634 | 23,218 | Upgrade
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| Common Stock | 4,290 | 4,290 | 4,290 | 4,290 | 4,290 | Upgrade
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| Retained Earnings | -15,904 | -14,256 | -10,945 | -7,351 | -2,862 | Upgrade
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| Comprehensive Income & Other | 1,105 | 533.45 | 14.43 | -985.57 | -985.57 | Upgrade
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| Shareholders' Equity | -10,509 | -9,433 | -6,641 | -4,047 | 442.38 | Upgrade
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| Total Liabilities & Equity | 20,730 | 17,446 | 17,020 | 19,587 | 23,660 | Upgrade
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| Total Debt | 482.62 | 582.36 | 510.71 | 543.15 | 650.11 | Upgrade
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| Net Cash (Debt) | 3,539 | 2,078 | 2,762 | 2,430 | 4,520 | Upgrade
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| Net Cash Growth | 70.31% | -24.78% | 13.67% | -46.24% | -51.59% | Upgrade
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| Net Cash Per Share | 8.24 | 4.84 | 6.44 | 5.66 | 11.32 | Upgrade
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| Filing Date Shares Outstanding | 429.79 | 428.98 | 428.98 | 428.98 | 428.98 | Upgrade
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| Total Common Shares Outstanding | 429.79 | 428.98 | 428.98 | 428.98 | 428.98 | Upgrade
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| Book Value Per Share | -24.45 | -21.99 | -15.48 | -9.43 | 1.03 | Upgrade
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| Tangible Book Value | -10,647 | -9,581 | -6,798 | -4,214 | 272.41 | Upgrade
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| Tangible Book Value Per Share | -24.77 | -22.33 | -15.85 | -9.82 | 0.64 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.