Bank Makramah Limited (PSX:BML)
55.89
-6.21 (-10.00%)
At close: Mar 9, 2026
Bank Makramah Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 15,680 | 6,886 | 6,111 | 5,931 | 7,149 | Upgrade
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| Investment Securities | 86,309 | 90,683 | 55,385 | 43,223 | 31,234 | Upgrade
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| Trading Asset Securities | - | 43.23 | 66.2 | 0.61 | 6.44 | Upgrade
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| Total Investments | 86,309 | 90,726 | 55,451 | 43,223 | 31,241 | Upgrade
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| Gross Loans | 40,233 | 55,600 | 52,889 | 54,862 | 59,835 | Upgrade
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| Allowance for Loan Losses | - | -33,254 | -34,216 | -33,242 | -32,764 | Upgrade
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| Other Adjustments to Gross Loans | - | -11.6 | -19.88 | -25.55 | -26.88 | Upgrade
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| Net Loans | 40,233 | 22,335 | 18,653 | 21,594 | 27,044 | Upgrade
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| Property, Plant & Equipment | 10,310 | 9,674 | 9,961 | 10,681 | 10,952 | Upgrade
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| Other Intangible Assets | 325.1 | 333.6 | 264.72 | 146.14 | 90.43 | Upgrade
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| Accrued Interest Receivable | - | 5,101 | 7,914 | 1,470 | 708.97 | Upgrade
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| Other Receivables | - | 759.86 | 24,251 | 367.57 | 37.63 | Upgrade
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| Restricted Cash | - | 12,941 | 8,957 | 8,806 | 8,360 | Upgrade
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| Other Current Assets | - | 6,495 | 6,058 | 6,068 | 6,220 | Upgrade
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| Long-Term Deferred Tax Assets | 14,184 | 25,601 | 23,200 | 20,727 | 16,625 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | 2,145 | 2,815 | 3,010 | 3,057 | Upgrade
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| Other Long-Term Assets | 46,643 | 87,600 | 124,903 | 18,601 | 470.4 | Upgrade
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| Total Assets | 213,683 | 270,596 | 288,538 | 140,625 | 111,955 | Upgrade
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| Accounts Payable | - | 197.92 | 99.93 | 66.75 | 61.56 | Upgrade
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| Accrued Expenses | - | 375.95 | 297.31 | 251.39 | 293.69 | Upgrade
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| Interest Bearing Deposits | 168,856 | 144,235 | 111,564 | 78,984 | 75,268 | Upgrade
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| Non-Interest Bearing Deposits | - | 41,625 | 45,312 | 42,877 | 34,156 | Upgrade
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| Total Deposits | 168,856 | 185,860 | 156,876 | 121,861 | 109,424 | Upgrade
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| Short-Term Borrowings | - | 86,303 | 125,440 | 19,247 | 466.74 | Upgrade
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| Current Portion of Long-Term Debt | 1,496 | 5,016 | 6,207 | 7,226 | 7,375 | Upgrade
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| Current Portion of Leases | - | 792.14 | 778.14 | 813.41 | 739.48 | Upgrade
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| Accrued Interest Payable | - | 2,879 | 4,279 | 2,336 | 1,350 | Upgrade
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| Other Current Liabilities | 2,750 | 3,241 | 3,381 | 2,207 | 2,337 | Upgrade
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| Long-Term Debt | 7,405 | 111.37 | 240.5 | 431.28 | 632.68 | Upgrade
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| Long-Term Leases | 3,313 | 2,492 | 2,571 | 2,681 | 2,476 | Upgrade
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| Long-Term Unearned Revenue | - | 300.26 | 282.58 | 398.9 | 389.65 | Upgrade
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| Pension & Post-Retirement Benefits | - | 79.54 | 18.81 | - | 42.99 | Upgrade
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| Other Long-Term Liabilities | 6,147 | 1,158 | 993.53 | 861.4 | 844.17 | Upgrade
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| Total Liabilities | 189,965 | 288,807 | 301,465 | 158,383 | 126,433 | Upgrade
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| Common Stock | 10,000 | 30,500 | 30,500 | 20,500 | 20,500 | Upgrade
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| Additional Paid-In Capital | - | 1,000 | 1,000 | 1,000 | 1,000 | Upgrade
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| Retained Earnings | 4,556 | -52,466 | -46,825 | -41,683 | -38,714 | Upgrade
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| Comprehensive Income & Other | 9,161 | 2,756 | 2,399 | 2,424 | 2,736 | Upgrade
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| Total Common Equity | 23,717 | -18,211 | -12,927 | -17,758 | -14,478 | Upgrade
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| Shareholders' Equity | 23,717 | -18,211 | -12,927 | -17,758 | -14,478 | Upgrade
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| Total Liabilities & Equity | 213,683 | 270,596 | 288,538 | 140,625 | 111,955 | Upgrade
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| Total Debt | 12,213 | 94,715 | 135,236 | 30,399 | 11,690 | Upgrade
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| Net Cash (Debt) | 3,467 | -84,849 | -129,059 | -14,326 | -4,236 | Upgrade
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| Net Cash Per Share | 3.47 | -256.26 | -483.89 | -108.61 | -32.11 | Upgrade
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| Filing Date Shares Outstanding | 3,007 | 331.11 | 331.11 | 131.91 | 131.91 | Upgrade
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| Total Common Shares Outstanding | 3,007 | 331.11 | 331.11 | 131.91 | 131.91 | Upgrade
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| Book Value Per Share | 7.89 | -55.00 | -39.04 | -134.62 | -109.76 | Upgrade
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| Tangible Book Value | 23,392 | -18,544 | -13,191 | -17,904 | -14,568 | Upgrade
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| Tangible Book Value Per Share | 7.78 | -56.01 | -39.84 | -135.73 | -110.44 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.