First Credit and Investment Bank Limited (PSX:FCIBL)
Pakistan
· Delayed Price · Currency is PKR 15.78
+1.42 (9.89%)
At close: Dec 5, 2025
PSX:FCIBL Income Statement
Financials in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Operating Revenue | 19.41 | 17.93 | 10.37 | 2.25 | 1.65 | 3.31 | Upgrade
|
| Other Revenue | 480.51 | 583.84 | 438.3 | 277.02 | 132.29 | 141.53 | Upgrade
|
| Revenue | 499.92 | 601.77 | 448.68 | 279.27 | 133.94 | 144.84 | Upgrade
|
| Revenue Growth (YoY) | -9.66% | 34.12% | 60.66% | 108.49% | -7.52% | -6.39% | Upgrade
|
| Cost of Revenue | 60.92 | 60.92 | 62.35 | 56.18 | 40.93 | 36.43 | Upgrade
|
| Gross Profit | 439 | 540.85 | 386.33 | 223.08 | 93.01 | 108.41 | Upgrade
|
| Selling, General & Admin | 36.13 | 27.35 | 24 | 22.49 | 18.37 | 15.43 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.4 | 0.4 | 1.34 | 1.23 | 1.43 | 4.01 | Upgrade
|
| Other Operating Expenses | 5.54 | 5.32 | 0.24 | 3.83 | - | - | Upgrade
|
| Operating Expenses | 52.5 | 43.5 | 35.14 | 34.69 | 27.58 | 27.06 | Upgrade
|
| Operating Income | 386.5 | 497.35 | 351.19 | 188.4 | 65.43 | 81.35 | Upgrade
|
| Interest Expense | -337.83 | -461.8 | -329.85 | -191.22 | -67.61 | -65.13 | Upgrade
|
| Other Non Operating Income (Expenses) | 0.47 | 0.04 | -6.9 | 3 | 0.54 | - | Upgrade
|
| EBT Excluding Unusual Items | 49.14 | 35.59 | 14.45 | 0.18 | -1.64 | 16.22 | Upgrade
|
| Gain (Loss) on Sale of Investments | 24.78 | 26.35 | 27.07 | 25.77 | 14.81 | 12.43 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.39 | 0.39 | 0.21 | 0.06 | 0.14 | 0.2 | Upgrade
|
| Pretax Income | 74.32 | 62.33 | 41.73 | 26 | 13.31 | 28.85 | Upgrade
|
| Income Tax Expense | 9.07 | 6.06 | 10.03 | 13.01 | 5.12 | 8.31 | Upgrade
|
| Net Income | 65.25 | 56.27 | 31.7 | 12.99 | 8.19 | 20.53 | Upgrade
|
| Net Income to Common | 65.25 | 56.27 | 31.7 | 12.99 | 8.19 | 20.53 | Upgrade
|
| Net Income Growth | 78.09% | 77.51% | 143.93% | 58.67% | -60.12% | -28.46% | Upgrade
|
| Shares Outstanding (Basic) | 65 | 65 | 65 | 65 | 65 | 65 | Upgrade
|
| Shares Outstanding (Diluted) | 65 | 65 | 65 | 65 | 65 | 65 | Upgrade
|
| EPS (Basic) | 1.00 | 0.87 | 0.49 | 0.20 | 0.13 | 0.32 | Upgrade
|
| EPS (Diluted) | 1.00 | 0.87 | 0.49 | 0.20 | 0.13 | 0.32 | Upgrade
|
| EPS Growth | 78.09% | 77.51% | 143.93% | 58.67% | -60.12% | -28.46% | Upgrade
|
| Free Cash Flow | 387.94 | 234.27 | -149.54 | -36.28 | -984.91 | 967.54 | Upgrade
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| Free Cash Flow Per Share | 5.97 | 3.60 | -2.30 | -0.56 | -15.15 | 14.88 | Upgrade
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| Gross Margin | 87.81% | 89.88% | 86.11% | 79.88% | 69.44% | 74.85% | Upgrade
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| Operating Margin | 77.31% | 82.65% | 78.27% | 67.46% | 48.85% | 56.16% | Upgrade
|
| Profit Margin | 13.05% | 9.35% | 7.06% | 4.65% | 6.11% | 14.18% | Upgrade
|
| Free Cash Flow Margin | 77.60% | 38.93% | -33.33% | -12.99% | -735.31% | 668.01% | Upgrade
|
| EBITDA | 391.43 | 502.28 | 355.25 | 195.54 | 73.22 | 88.96 | Upgrade
|
| EBITDA Margin | 78.30% | 83.47% | 79.18% | 70.02% | 54.66% | 61.42% | Upgrade
|
| D&A For EBITDA | 4.93 | 4.93 | 4.06 | 7.14 | 7.79 | 7.62 | Upgrade
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| EBIT | 386.5 | 497.35 | 351.19 | 188.4 | 65.43 | 81.35 | Upgrade
|
| EBIT Margin | 77.31% | 82.65% | 78.27% | 67.46% | 48.85% | 56.16% | Upgrade
|
| Effective Tax Rate | 12.20% | 9.73% | 24.04% | 50.03% | 38.48% | 28.81% | Upgrade
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| Revenue as Reported | 500.31 | 602.16 | 448.89 | 279.32 | 134.08 | 145.04 | Upgrade
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| Advertising Expenses | - | 0.94 | 0.81 | 0.9 | 0.49 | 0.48 | Upgrade
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Source: S&P Capital IQ. Standard template. Financial Sources.