First Habib Modaraba (PSX:FHAM)
Pakistan
· Delayed Price · Currency is PKR 29.50
-0.75 (-2.48%)
At close: Mar 6, 2026
First Habib Modaraba Income Statement
Financials in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 4,574 | 4,972 | 5,191 | 3,435 | 1,563 | 926.23 | Upgrade
|
| Total Interest Expense | 3,055 | 3,321 | 3,504 | 2,287 | 933.68 | 422.37 | Upgrade
|
| Net Interest Income | 1,520 | 1,651 | 1,688 | 1,148 | 629.09 | 503.86 | Upgrade
|
| Revenue Before Loan Losses | 1,520 | 1,651 | 1,688 | 1,148 | 629.09 | 503.86 | Upgrade
|
| Provision for Loan Losses | -19.69 | 111.98 | 315.3 | 316.3 | 103.79 | 41.37 | Upgrade
|
| Revenue | 1,539 | 1,539 | 1,372 | 832.14 | 525.3 | 462.48 | Upgrade
|
| Revenue Growth (YoY) | 3.68% | 12.14% | 64.93% | 58.41% | 13.58% | 33.91% | Upgrade
|
| Salaries & Employee Benefits | 24.72 | 25.94 | 24.43 | 15.73 | 10.11 | 7.41 | Upgrade
|
| Cost of Services Provided | 472.39 | 444.79 | 397.98 | 307.27 | 223.26 | 189.37 | Upgrade
|
| Other Operating Expenses | 44.34 | 49.22 | 35.69 | 12.74 | 8.11 | 6.08 | Upgrade
|
| Total Operating Expenses | 541.45 | 519.95 | 458.11 | 335.74 | 241.48 | 202.86 | Upgrade
|
| Operating Income | 997.97 | 1,019 | 914.37 | 496.4 | 283.82 | 259.62 | Upgrade
|
| EBT Excluding Unusual Items | 1,125 | 1,181 | 1,100 | 646.46 | 414.2 | 329.97 | Upgrade
|
| Gain (Loss) on Sale of Investments | 62.47 | 62.47 | 80.34 | 59.95 | 24.21 | - | Upgrade
|
| Other Unusual Items | 1.34 | 1.34 | - | 2.55 | - | 9.31 | Upgrade
|
| Pretax Income | 1,190 | 1,245 | 1,181 | 770.79 | 495.28 | 363.15 | Upgrade
|
| Income Tax Expense | 375.77 | 343.75 | 490.92 | 251.16 | 113.16 | - | Upgrade
|
| Net Income | 813.74 | 901.5 | 690.2 | 519.63 | 382.12 | 363.15 | Upgrade
|
| Net Income to Common | 813.74 | 901.5 | 690.2 | 519.63 | 382.12 | 363.15 | Upgrade
|
| Net Income Growth | 18.80% | 30.61% | 32.82% | 35.98% | 5.22% | 14.67% | Upgrade
|
| Shares Outstanding (Basic) | 111 | 111 | 111 | 111 | 101 | 101 | Upgrade
|
| Shares Outstanding (Diluted) | 111 | 111 | 111 | 111 | 101 | 101 | Upgrade
|
| Shares Change (YoY) | -0.03% | - | - | 9.95% | - | - | Upgrade
|
| EPS (Basic) | 7.34 | 8.13 | 6.23 | 4.69 | 3.79 | 3.60 | Upgrade
|
| EPS (Diluted) | 7.34 | 8.13 | 6.23 | 4.69 | 3.79 | 3.60 | Upgrade
|
| EPS Growth | 18.84% | 30.61% | 32.82% | 23.68% | 5.22% | 14.67% | Upgrade
|
| Free Cash Flow | -6,008 | -6,922 | -5,111 | -2,062 | -4,682 | -1,768 | Upgrade
|
| Free Cash Flow Per Share | -54.23 | -62.46 | -46.12 | -18.61 | -46.45 | -17.54 | Upgrade
|
| Dividend Per Share | - | 2.250 | 2.100 | 2.000 | 2.000 | 2.800 | Upgrade
|
| Dividend Growth | - | 7.14% | 5.00% | - | -28.57% | - | Upgrade
|
| Operating Margin | 64.83% | 66.22% | 66.62% | 59.65% | 54.03% | 56.14% | Upgrade
|
| Profit Margin | 52.86% | 58.58% | 50.29% | 62.44% | 72.74% | 78.52% | Upgrade
|
| Free Cash Flow Margin | -390.27% | -449.77% | -372.40% | -247.85% | -891.25% | -382.38% | Upgrade
|
| Effective Tax Rate | 31.59% | 27.61% | 41.56% | 32.58% | 22.85% | - | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.