The Pakistan Credit Rating Agency Limited (PSX:GEMPACRA)
Pakistan
· Delayed Price · Currency is PKR 34.00
-2.21 (-6.10%)
At close: Feb 19, 2026
PSX:GEMPACRA Income Statement
Financials in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2019 |
| Revenue | 514.83 | 487.42 | 440.92 | 409.3 | 325.07 | 271.93 | Upgrade
|
| Revenue Growth (YoY) | 25.79% | 10.55% | 7.73% | 25.91% | 19.54% | 5.10% | Upgrade
|
| Cost of Revenue | 2.19 | 2.19 | 1.85 | 2.02 | 4.33 | 105.94 | Upgrade
|
| Gross Profit | 512.64 | 485.22 | 439.07 | 407.27 | 320.74 | 165.99 | Upgrade
|
| Selling, General & Admin | 336.96 | 324.46 | 288.66 | 246.58 | 200.02 | 75.88 | Upgrade
|
| Operating Expenses | 341.31 | 328.73 | 289.23 | 249.05 | 204.78 | 77.74 | Upgrade
|
| Operating Income | 171.33 | 156.49 | 149.84 | 158.22 | 115.96 | 88.25 | Upgrade
|
| Interest Expense | -0.57 | -0.42 | -2.21 | -3.72 | -3.02 | -5.79 | Upgrade
|
| Interest & Investment Income | 11.68 | 11.68 | 15.68 | 17.19 | 9.04 | 2.93 | Upgrade
|
| Earnings From Equity Investments | 5.17 | -5.35 | -12.18 | -3.07 | -0.18 | -8.57 | Upgrade
|
| Other Non Operating Income (Expenses) | -0.86 | 3.04 | 2.37 | 0.78 | 5.56 | 4.81 | Upgrade
|
| EBT Excluding Unusual Items | 186.75 | 165.44 | 153.49 | 169.4 | 127.36 | 81.63 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 0.01 | - | 2.22 | 18.23 | Upgrade
|
| Pretax Income | 186.75 | 165.44 | 153.5 | 169.4 | 129.58 | 99.85 | Upgrade
|
| Income Tax Expense | 59.46 | 52.62 | 49.82 | 45.83 | 37.37 | 34.78 | Upgrade
|
| Net Income | 127.29 | 112.81 | 103.68 | 123.57 | 92.21 | 65.07 | Upgrade
|
| Net Income to Common | 127.29 | 112.81 | 103.68 | 123.57 | 92.21 | 65.07 | Upgrade
|
| Net Income Growth | 3.01% | 8.81% | -16.10% | 34.01% | 41.70% | 64.97% | Upgrade
|
| Shares Outstanding (Basic) | 75 | 75 | 75 | 75 | 75 | 75 | Upgrade
|
| Shares Outstanding (Diluted) | 75 | 75 | 75 | 75 | 75 | 75 | Upgrade
|
| EPS (Basic) | 1.70 | 1.51 | 1.39 | 1.66 | 1.24 | 0.87 | Upgrade
|
| EPS (Diluted) | 1.70 | 1.51 | 1.39 | 1.66 | 1.24 | 0.87 | Upgrade
|
| EPS Growth | 2.78% | 8.81% | -16.10% | 34.01% | 41.70% | 64.97% | Upgrade
|
| Free Cash Flow | 111.56 | 128.96 | 76.08 | 128.5 | 132.72 | 111.91 | Upgrade
|
| Free Cash Flow Per Share | 1.49 | 1.73 | 1.02 | 1.72 | 1.78 | 1.50 | Upgrade
|
| Dividend Per Share | - | 1.310 | - | - | 1.100 | 2.250 | Upgrade
|
| Dividend Growth | - | - | - | - | -51.11% | 181.25% | Upgrade
|
| Gross Margin | 99.57% | 99.55% | 99.58% | 99.50% | 98.67% | 61.04% | Upgrade
|
| Operating Margin | 33.28% | 32.11% | 33.98% | 38.66% | 35.67% | 32.45% | Upgrade
|
| Profit Margin | 24.72% | 23.14% | 23.51% | 30.19% | 28.37% | 23.93% | Upgrade
|
| Free Cash Flow Margin | 21.67% | 26.46% | 17.26% | 31.40% | 40.83% | 41.15% | Upgrade
|
| EBITDA | 179.04 | 164.3 | 157.5 | 164.32 | 121.5 | 89.51 | Upgrade
|
| EBITDA Margin | 34.78% | 33.71% | 35.72% | 40.15% | 37.38% | 32.92% | Upgrade
|
| D&A For EBITDA | 7.71 | 7.81 | 7.66 | 6.1 | 5.54 | 1.27 | Upgrade
|
| EBIT | 171.33 | 156.49 | 149.84 | 158.22 | 115.96 | 88.25 | Upgrade
|
| EBIT Margin | 33.28% | 32.11% | 33.98% | 38.66% | 35.67% | 32.45% | Upgrade
|
| Effective Tax Rate | 31.84% | 31.81% | 32.46% | 27.05% | 28.84% | 34.83% | Upgrade
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| Advertising Expenses | - | 0.46 | 0.24 | 0.49 | 1.74 | - | Upgrade
|
Source: S&P Capital IQ. Standard template. Financial Sources.