The Pakistan Credit Rating Agency Limited (PSX:GEMPACRA)
Pakistan
· Delayed Price · Currency is PKR 34.00
-2.21 (-6.10%)
At close: Feb 19, 2026
PSX:GEMPACRA Cash Flow Statement
Financials in millions PKR. Fiscal year is July - June.
Millions PKR. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2019 |
| Net Income | 127.29 | 112.81 | 103.68 | 123.57 | 92.21 | 65.07 | Upgrade
|
| Depreciation & Amortization | 16.16 | 14.07 | 12.01 | 11.41 | 11.5 | 7.22 | Upgrade
|
| Other Amortization | 2.47 | 2.47 | 1.93 | 0.82 | 0.1 | 0.25 | Upgrade
|
| Loss (Gain) From Sale of Assets | 0.13 | 0.04 | -0.01 | 0.28 | -2.22 | -18.23 | Upgrade
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| Loss (Gain) From Sale of Investments | -2.76 | -1.82 | -6.84 | -8.82 | -2.03 | - | Upgrade
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| Loss (Gain) on Equity Investments | -5.17 | 5.35 | 12.18 | 3.07 | 0.18 | 8.57 | Upgrade
|
| Provision & Write-off of Bad Debts | 5.38 | 4.27 | 0.57 | 2.47 | 4.75 | 1.86 | Upgrade
|
| Other Operating Activities | -3.45 | -11.24 | -10.93 | -2.76 | 0.19 | 8.57 | Upgrade
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| Change in Accounts Receivable | -17.38 | -21.97 | -16.76 | -6.27 | 16.65 | 20.62 | Upgrade
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| Change in Accounts Payable | 0.68 | 18.69 | -1.24 | 21.51 | 6.09 | 8.69 | Upgrade
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| Change in Unearned Revenue | 4.59 | 10.35 | -27.31 | 9.05 | 38.78 | 18.91 | Upgrade
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| Change in Other Net Operating Assets | -15.19 | -2.47 | 10.79 | -9.21 | -24.52 | -1.74 | Upgrade
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| Operating Cash Flow | 112.76 | 130.55 | 78.08 | 145.13 | 141.67 | 119.82 | Upgrade
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| Operating Cash Flow Growth | -22.30% | 67.20% | -46.20% | 2.44% | 18.24% | 172.21% | Upgrade
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| Capital Expenditures | -1.2 | -1.59 | -2 | -16.62 | -8.95 | -7.91 | Upgrade
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| Sale of Property, Plant & Equipment | 0.03 | 0.03 | 0.06 | 0.15 | 2.9 | 164.06 | Upgrade
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| Sale (Purchase) of Intangibles | - | - | -1.88 | -4.49 | - | -0.23 | Upgrade
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| Investment in Securities | -58.52 | 39.05 | -0.56 | 16.65 | -59.96 | - | Upgrade
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| Other Investing Activities | 8.47 | 11.68 | 19.94 | 16.3 | -23.63 | 0.33 | Upgrade
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| Investing Cash Flow | -51.21 | 49.17 | 15.55 | 11.99 | -89.65 | 156.25 | Upgrade
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| Short-Term Debt Issued | - | - | 30 | - | - | - | Upgrade
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| Long-Term Debt Issued | - | - | - | - | - | 18.25 | Upgrade
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| Total Debt Issued | - | - | 30 | - | - | 18.25 | Upgrade
|
| Long-Term Debt Repaid | - | -8.64 | -8.04 | -17.54 | -26.52 | -6.72 | Upgrade
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| Net Debt Issued (Repaid) | -8.97 | -8.64 | 21.96 | -17.54 | -26.52 | 11.54 | Upgrade
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| Common Dividends Paid | -97.63 | -97.63 | -144.96 | -89.43 | -81.98 | -152.78 | Upgrade
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| Financing Cash Flow | -106.6 | -106.27 | -123 | -106.98 | -108.5 | -141.25 | Upgrade
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| Net Cash Flow | -45.05 | 73.45 | -29.36 | 50.13 | -56.48 | 134.82 | Upgrade
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| Free Cash Flow | 111.56 | 128.96 | 76.08 | 128.5 | 132.72 | 111.91 | Upgrade
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| Free Cash Flow Growth | -13.19% | 69.50% | -40.79% | -3.18% | 18.59% | 175.33% | Upgrade
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| Free Cash Flow Margin | 21.67% | 26.46% | 17.26% | 31.40% | 40.83% | 41.15% | Upgrade
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| Free Cash Flow Per Share | 1.49 | 1.73 | 1.02 | 1.72 | 1.78 | 1.50 | Upgrade
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| Cash Interest Paid | - | - | 2.34 | 0.54 | 0.26 | 2.49 | Upgrade
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| Cash Income Tax Paid | 54.59 | 54.59 | 55.25 | 43.22 | 34.15 | 27.98 | Upgrade
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| Levered Free Cash Flow | - | 119.34 | 97.96 | 109.18 | 89.57 | 127.42 | Upgrade
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| Unlevered Free Cash Flow | - | 119.6 | 99.34 | 111.5 | 91.46 | 131.03 | Upgrade
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| Change in Working Capital | -27.3 | 4.6 | -34.52 | 15.08 | 37.01 | 46.49 | Upgrade
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Source: S&P Capital IQ. Standard template. Financial Sources.