Habib Bank Limited (PSX:HBL)
Pakistan
· Delayed Price · Currency is PKR 278.51
-3.02 (-1.07%)
At close: Mar 6, 2026
Habib Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 681,265 | 813,192 | 712,345 | 436,101 | 262,254 | Upgrade
|
| Interest Income on Investments | 3,531 | 3,082 | 2,301 | 1,509 | 913.77 | Upgrade
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| Total Interest Income | 684,795 | 816,275 | 714,646 | 437,610 | 263,168 | Upgrade
|
| Interest Paid on Deposits | 405,764 | 567,570 | 470,212 | 270,538 | 130,835 | Upgrade
|
| Net Interest Income | 279,031 | 248,705 | 244,434 | 167,071 | 132,333 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.19% | 1.75% | 46.30% | 26.25% | 1.33% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 156.54 | 48.68 | 42.02 | 97.56 | Upgrade
|
| Gain (Loss) on Sale of Investments | 13,625 | 10,463 | 4,677 | 866.18 | 1,024 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 6,517 | 4,763 | 4,423 | 3,028 | 2,586 | Upgrade
|
| Other Non-Interest Income | 61,933 | 78,047 | 46,001 | 41,286 | 31,578 | Upgrade
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| Total Non-Interest Income | 82,076 | 93,430 | 55,150 | 45,223 | 35,286 | Upgrade
|
| Non-Interest Income Growth (YoY) | -12.15% | 69.41% | 21.95% | 28.16% | 16.86% | Upgrade
|
| Revenues Before Loan Losses | 361,107 | 342,134 | 299,584 | 212,294 | 167,619 | Upgrade
|
| Provision for Loan Losses | 9,123 | 26,604 | 13,266 | 8,482 | 8,087 | Upgrade
|
| Revenue | 351,984 | 315,531 | 286,318 | 203,813 | 159,532 | Upgrade
|
| Revenue Growth (YoY) | 11.55% | 10.20% | 40.48% | 27.76% | 7.38% | Upgrade
|
| Salaries and Employee Benefits | 2,854 | 2,365 | 2,282 | 1,499 | 1,273 | Upgrade
|
| Selling, General & Administrative | - | 16,197 | 13,175 | 10,047 | 8,273 | Upgrade
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| Other Non-Interest Expense | 201,039 | 176,635 | 157,310 | 115,237 | 88,069 | Upgrade
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| Total Non-Interest Expense | 203,893 | 195,196 | 172,767 | 126,783 | 97,615 | Upgrade
|
| EBT Excluding Unusual Items | 148,091 | 120,334 | 113,551 | 77,030 | 61,916 | Upgrade
|
| Other Unusual Items | - | - | - | - | 111.71 | Upgrade
|
| Pretax Income | 148,091 | 120,334 | 113,551 | 77,030 | 62,028 | Upgrade
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| Income Tax Expense | 81,327 | 62,530 | 55,794 | 42,632 | 26,521 | Upgrade
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| Earnings From Continuing Operations | 66,764 | 57,805 | 57,757 | 34,398 | 35,507 | Upgrade
|
| Minority Interest in Earnings | -47.73 | 653.11 | -81.38 | -328.24 | -485.02 | Upgrade
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| Net Income | 66,716 | 58,458 | 57,676 | 34,070 | 35,022 | Upgrade
|
| Net Income to Common | 66,716 | 58,458 | 57,676 | 34,070 | 35,022 | Upgrade
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| Net Income Growth | 14.13% | 1.35% | 69.29% | -2.72% | 13.37% | Upgrade
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| Basic Shares Outstanding | 1,467 | 1,467 | 1,467 | 1,467 | 1,467 | Upgrade
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| Diluted Shares Outstanding | 1,467 | 1,467 | 1,467 | 1,467 | 1,467 | Upgrade
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| Shares Change (YoY) | 0.01% | - | - | - | - | Upgrade
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| EPS (Basic) | 45.48 | 39.85 | 39.32 | 23.23 | 23.88 | Upgrade
|
| EPS (Diluted) | 45.48 | 39.85 | 39.32 | 23.23 | 23.88 | Upgrade
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| EPS Growth | 14.12% | 1.35% | 69.29% | -2.72% | 13.37% | Upgrade
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| Dividend Per Share | 20.000 | 16.250 | 9.750 | 6.750 | 7.500 | Upgrade
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| Dividend Growth | 23.08% | 66.67% | 44.44% | -10.00% | 76.47% | Upgrade
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| Effective Tax Rate | 54.92% | 51.96% | 49.13% | 55.34% | 42.76% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.