Habib Bank Limited (PSX:HBL)
Pakistan
· Delayed Price · Currency is PKR 260.96
-17.55 (-6.30%)
At close: Mar 9, 2026
Habib Bank Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 618,729 | 292,169 | 385,141 | 218,555 | 328,998 | Upgrade
|
| Investment Securities | 4,186,246 | 1,979,809 | 2,025,847 | 2,141,843 | 1,809,416 | Upgrade
|
| Trading Asset Securities | - | 154,496 | 243,298 | 65,191 | 213,463 | Upgrade
|
| Total Investments | 4,186,246 | 2,134,305 | 2,269,145 | 2,207,034 | 2,022,878 | Upgrade
|
| Gross Loans | 2,324,562 | 2,589,469 | 1,990,896 | 1,885,744 | 1,630,758 | Upgrade
|
| Allowance for Loan Losses | - | -137,494 | -103,312 | -92,171 | -83,853 | Upgrade
|
| Other Adjustments to Gross Loans | - | -7,048 | -9,240 | -11,075 | -11,086 | Upgrade
|
| Net Loans | 2,324,562 | 2,444,927 | 1,878,345 | 1,782,498 | 1,535,819 | Upgrade
|
| Property, Plant & Equipment | 174,755 | 158,233 | 141,894 | 113,872 | 98,676 | Upgrade
|
| Goodwill | - | 4,672 | 4,781 | 3,726 | 3,296 | Upgrade
|
| Other Intangible Assets | 30,697 | 20,177 | 17,939 | 14,696 | 9,334 | Upgrade
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| Accrued Interest Receivable | - | 111,345 | 137,593 | 90,545 | 56,511 | Upgrade
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| Other Receivables | - | 13,914 | 8,449 | 5,064 | 2,877 | Upgrade
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| Restricted Cash | - | 219,350 | 218,991 | 118,974 | 176,693 | Upgrade
|
| Other Current Assets | - | 115,065 | 65,940 | 72,107 | 62,398 | Upgrade
|
| Long-Term Deferred Tax Assets | - | - | 480.87 | 5,797 | - | Upgrade
|
| Other Real Estate Owned & Foreclosed | - | 400 | 433.91 | 407.23 | 680.99 | Upgrade
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| Other Long-Term Assets | 373,155 | 508,479 | 405,216 | 5,532 | 19,307 | Upgrade
|
| Total Assets | 7,708,144 | 6,055,113 | 5,534,348 | 4,638,806 | 4,317,468 | Upgrade
|
| Accrued Expenses | - | 78,286 | 64,967 | 50,777 | 41,459 | Upgrade
|
| Interest Bearing Deposits | 5,546,000 | 2,805,681 | 2,759,682 | 2,072,843 | 2,211,668 | Upgrade
|
| Non-Interest Bearing Deposits | - | 1,565,646 | 1,384,700 | 1,397,027 | 1,170,679 | Upgrade
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| Total Deposits | 5,546,000 | 4,371,327 | 4,144,383 | 3,469,871 | 3,382,347 | Upgrade
|
| Short-Term Borrowings | - | 616,563 | 482,008 | 392,386 | 221,592 | Upgrade
|
| Current Portion of Long-Term Debt | - | 104,673 | 46,485 | 46,803 | 107,873 | Upgrade
|
| Current Portion of Leases | - | 2,809 | 1,801 | 1,600 | 2,165 | Upgrade
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| Accrued Interest Payable | - | 56,165 | 53,786 | 23,864 | 12,604 | Upgrade
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| Other Current Liabilities | 59,423 | 196,823 | 144,160 | 146,416 | 90,862 | Upgrade
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| Long-Term Debt | 1,236,394 | 136,753 | 171,106 | 172,828 | 129,129 | Upgrade
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| Long-Term Leases | 40,116 | 33,061 | 28,689 | 25,480 | 20,142 | Upgrade
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| Long-Term Unearned Revenue | - | 6,240 | 5,680 | 4,780 | 4,453 | Upgrade
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| Pension & Post-Retirement Benefits | - | 7,208 | 6,498 | 5,927 | 6,247 | Upgrade
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| Long-Term Deferred Tax Liabilities | 43,836 | 7,075 | - | - | 5,642 | Upgrade
|
| Other Long-Term Liabilities | 293,761 | 26,412 | 18,765 | 13,052 | 9,827 | Upgrade
|
| Total Liabilities | 7,219,530 | 5,644,315 | 5,168,328 | 4,353,784 | 4,033,782 | Upgrade
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| Common Stock | 14,669 | 14,669 | 14,669 | 14,669 | 14,669 | Upgrade
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| Retained Earnings | 335,814 | 294,723 | 271,993 | 224,122 | 200,600 | Upgrade
|
| Comprehensive Income & Other | 136,461 | 99,764 | 76,553 | 43,353 | 64,376 | Upgrade
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| Total Common Equity | 486,944 | 409,156 | 363,215 | 282,143 | 279,645 | Upgrade
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| Minority Interest | 1,671 | 1,642 | 2,806 | 2,879 | 4,041 | Upgrade
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| Shareholders' Equity | 488,615 | 410,798 | 366,021 | 285,022 | 283,686 | Upgrade
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| Total Liabilities & Equity | 7,708,144 | 6,055,113 | 5,534,348 | 4,638,806 | 4,317,468 | Upgrade
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| Total Debt | 1,276,509 | 893,859 | 730,089 | 639,097 | 480,902 | Upgrade
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| Net Cash (Debt) | -657,781 | -372,391 | -30,052 | -100,758 | 126,530 | Upgrade
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| Net Cash Per Share | -448.40 | -253.87 | -20.49 | -68.69 | 86.26 | Upgrade
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| Filing Date Shares Outstanding | 1,467 | 1,467 | 1,467 | 1,467 | 1,467 | Upgrade
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| Total Common Shares Outstanding | 1,467 | 1,467 | 1,467 | 1,467 | 1,467 | Upgrade
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| Book Value Per Share | 331.89 | 278.93 | 247.62 | 192.35 | 190.64 | Upgrade
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| Tangible Book Value | 456,247 | 384,307 | 340,494 | 263,721 | 267,014 | Upgrade
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| Tangible Book Value Per Share | 310.97 | 261.99 | 232.13 | 179.79 | 182.03 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.