Habib Metropolitan Bank Limited (PSX:HMB)
Pakistan
· Delayed Price · Currency is PKR 110.94
-1.06 (-0.95%)
At close: Dec 5, 2025
Habib Metropolitan Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 176,817 | 241,204 | 209,337 | 135,178 | 74,359 | 77,121 | Upgrade
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| Interest Income on Investments | 853.7 | 775.46 | 657.87 | 328.56 | 161.29 | 191.83 | Upgrade
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| Total Interest Income | 177,670 | 241,980 | 209,995 | 135,506 | 74,520 | 77,313 | Upgrade
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| Interest Paid on Deposits | 104,247 | 168,758 | 136,139 | 93,512 | 44,200 | 47,698 | Upgrade
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| Net Interest Income | 73,423 | 73,221 | 73,855 | 41,994 | 30,320 | 29,616 | Upgrade
|
| Net Interest Income Growth (YoY) | -0.20% | -0.86% | 75.87% | 38.50% | 2.38% | 63.90% | Upgrade
|
| Gain (Loss) on Sale of Assets | 137.07 | 135.04 | 75 | 143.45 | 278.18 | 34.71 | Upgrade
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| Gain (Loss) on Sale of Investments | 3,732 | 2,477 | -5.27 | -63.64 | 102.03 | -44.34 | Upgrade
|
| Other Non-Interest Income | 19,642 | 18,043 | 14,694 | 13,152 | 10,692 | 9,535 | Upgrade
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| Total Non-Interest Income | 23,511 | 20,655 | 14,764 | 13,232 | 11,072 | 9,525 | Upgrade
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| Non-Interest Income Growth (YoY) | 24.94% | 39.90% | 11.58% | 19.50% | 16.24% | 30.33% | Upgrade
|
| Revenues Before Loan Losses | 96,935 | 93,876 | 88,619 | 55,226 | 41,392 | 39,141 | Upgrade
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| Provision for Loan Losses | 2,377 | 4,343 | 5,102 | 3,760 | 2,052 | 3,621 | Upgrade
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| Revenue | 94,558 | 89,533 | 83,517 | 51,466 | 39,340 | 35,520 | Upgrade
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| Revenue Growth (YoY) | 7.92% | 7.20% | 62.28% | 30.82% | 10.76% | 42.32% | Upgrade
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| Salaries and Employee Benefits | 1,191 | 1,179 | 1,123 | 601.26 | 323.46 | 463.45 | Upgrade
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| Selling, General & Administrative | 2,776 | 2,776 | 2,271 | 1,639 | 1,070 | 848.25 | Upgrade
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| Other Non-Interest Expense | 36,119 | 31,474 | 27,000 | 20,757 | 15,959 | 13,782 | Upgrade
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| Total Non-Interest Expense | 40,086 | 35,429 | 30,393 | 22,997 | 17,352 | 15,093 | Upgrade
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| EBT Excluding Unusual Items | 54,471 | 54,104 | 53,124 | 28,469 | 21,988 | 20,427 | Upgrade
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| Other Unusual Items | - | - | - | - | - | -40.53 | Upgrade
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| Pretax Income | 54,471 | 54,104 | 53,124 | 28,469 | 21,988 | 20,386 | Upgrade
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| Income Tax Expense | 30,608 | 28,339 | 27,888 | 13,545 | 8,126 | 8,051 | Upgrade
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| Earnings From Continuing Operations | 23,863 | 25,765 | 25,236 | 14,924 | 13,862 | 12,335 | Upgrade
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| Minority Interest in Earnings | -812.07 | -822.09 | -679.39 | -550.62 | -344.56 | -282.38 | Upgrade
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| Net Income | 23,051 | 24,943 | 24,557 | 14,374 | 13,518 | 12,053 | Upgrade
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| Net Income to Common | 23,051 | 24,943 | 24,557 | 14,374 | 13,518 | 12,053 | Upgrade
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| Net Income Growth | -5.39% | 1.57% | 70.84% | 6.33% | 12.15% | 81.37% | Upgrade
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| Basic Shares Outstanding | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 | Upgrade
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| Diluted Shares Outstanding | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 | Upgrade
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| EPS (Basic) | 22.00 | 23.80 | 23.44 | 13.72 | 12.90 | 11.50 | Upgrade
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| EPS (Diluted) | 22.00 | 23.80 | 23.44 | 13.72 | 12.90 | 11.50 | Upgrade
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| EPS Growth | -5.39% | 1.57% | 70.84% | 6.33% | 12.15% | 81.37% | Upgrade
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| Dividend Per Share | 12.000 | 12.000 | 10.500 | 5.250 | 5.000 | 4.500 | Upgrade
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| Dividend Growth | -7.69% | 14.29% | 100.00% | 5.00% | 11.11% | 80.00% | Upgrade
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| Effective Tax Rate | 56.19% | 52.38% | 52.50% | 47.58% | 36.95% | 39.49% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.