Pak-Qatar General Takaful Limited (PSX:PQGTL)
Pakistan
· Delayed Price · Currency is PKR 11.15
+0.02 (0.18%)
At close: Mar 6, 2026
Pak-Qatar General Takaful Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 433.42 | 353.64 | 594.67 | 455.85 | 297.07 | 186.04 | Upgrade
|
| Total Interest & Dividend Income | 49.49 | 69.54 | 83.88 | 51.63 | 26.07 | 24.49 | Upgrade
|
| Gain (Loss) on Sale of Investments | 82.86 | 71.69 | 41.14 | 20.69 | 26.11 | 19.92 | Upgrade
|
| Other Revenue | 77.82 | 77.82 | 62.67 | - | - | - | Upgrade
|
| Total Revenue | 643.59 | 572.69 | 782.36 | 528.17 | 349.25 | 230.45 | Upgrade
|
| Revenue Growth (YoY) | 84.28% | -26.80% | 48.13% | 51.23% | 51.55% | 0.74% | Upgrade
|
| Policy Benefits | 465.75 | 401.23 | 666.71 | 536.22 | 321.3 | 197.07 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 139.51 | 137.22 | 135.25 | 126.1 | 99.9 | 66.36 | Upgrade
|
| Selling, General & Administrative | 389.13 | 377.04 | 346.91 | 294.26 | 268.71 | 211.97 | Upgrade
|
| Other Operating Expenses | -531.34 | -510.89 | -504.8 | -491.35 | -396.99 | -272.77 | Upgrade
|
| Total Operating Expenses | 463.04 | 404.6 | 644.07 | 465.24 | 292.92 | 202.63 | Upgrade
|
| Operating Income | 180.54 | 168.09 | 138.29 | 62.93 | 56.33 | 27.82 | Upgrade
|
| Currency Exchange Gain (Loss) | -0.06 | -0.06 | 0.29 | 0.34 | 0.01 | 0.04 | Upgrade
|
| Other Non Operating Income (Expenses) | 28.87 | 38.66 | 43.92 | 20.38 | 10.63 | 15.18 | Upgrade
|
| EBT Excluding Unusual Items | 209.35 | 206.69 | 182.5 | 83.66 | 66.98 | 43.04 | Upgrade
|
| Gain (Loss) on Sale of Assets | 4.56 | 4.56 | 0.51 | - | 1.08 | 0.38 | Upgrade
|
| Pretax Income | 213.91 | 211.25 | 183.02 | 83.66 | 68.05 | 43.41 | Upgrade
|
| Income Tax Expense | 46.93 | 50.15 | 41.23 | 21.83 | 13.64 | -2.05 | Upgrade
|
| Net Income | 166.99 | 161.1 | 141.78 | 61.82 | 54.41 | 45.46 | Upgrade
|
| Preferred Dividends & Other Adjustments | 47.32 | 47.32 | 40.58 | - | - | 26.4 | Upgrade
|
| Net Income to Common | 119.67 | 113.79 | 101.21 | 61.82 | 54.41 | 19.06 | Upgrade
|
| Net Income Growth | 206.90% | 13.63% | 129.33% | 13.63% | 19.68% | 91.26% | Upgrade
|
| Shares Outstanding (Basic) | 71 | 61 | 61 | 61 | 61 | 61 | Upgrade
|
| Shares Outstanding (Diluted) | 71 | 61 | 61 | 61 | 61 | 61 | Upgrade
|
| Shares Change (YoY) | 15.43% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 1.70 | 1.86 | 1.66 | 1.01 | 0.89 | 0.31 | Upgrade
|
| EPS (Diluted) | 1.70 | 1.86 | 1.66 | 1.01 | 0.89 | 0.31 | Upgrade
|
| EPS Growth | 90.54% | 12.43% | 63.70% | 13.63% | 185.44% | -12.34% | Upgrade
|
| Free Cash Flow | 39.77 | -21.95 | -65.69 | 53.93 | 121.57 | 44.1 | Upgrade
|
| Free Cash Flow Per Share | 0.56 | -0.36 | -1.07 | 0.88 | 1.99 | 0.72 | Upgrade
|
| Dividend Per Share | 0.833 | 0.833 | 0.833 | - | - | - | Upgrade
|
| Operating Margin | 28.05% | 29.35% | 17.68% | 11.92% | 16.13% | 12.07% | Upgrade
|
| Profit Margin | 18.59% | 19.87% | 12.94% | 11.71% | 15.58% | 8.27% | Upgrade
|
| Free Cash Flow Margin | 6.18% | -3.83% | -8.40% | 10.21% | 34.81% | 19.14% | Upgrade
|
| EBITDA | 189.18 | 176.13 | 144.42 | 66.69 | 60.09 | 33.31 | Upgrade
|
| EBITDA Margin | 29.39% | 30.75% | 18.46% | 12.63% | 17.21% | 14.45% | Upgrade
|
| D&A For EBITDA | 8.64 | 8.04 | 6.13 | 3.76 | 3.76 | 5.49 | Upgrade
|
| EBIT | 180.54 | 168.09 | 138.29 | 62.93 | 56.33 | 27.82 | Upgrade
|
| EBIT Margin | 28.05% | 29.35% | 17.68% | 11.92% | 16.13% | 12.07% | Upgrade
|
| Effective Tax Rate | 21.94% | 23.74% | 22.53% | 26.10% | 20.05% | - | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.