PSX:RICL Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	407.76	301.85	171.9	44.11	53.01	68.5	Upgrade
Depreciation & Amortization	18.58	14.71	13.01	12.25	10.56	12.04	Upgrade
Gain (Loss) on Sale of Assets	-6.91	-4.5	-5.56	-0.55	-3.26	-0.72	Upgrade
Gain (Loss) on Sale of Investments	-70.22	-73.7	-14.09	-7.33	-4.96	-8.81	Upgrade
Change in Other Net Operating Assets	-114.74	-57.57	-13.1	-22.12	-28.87	-40.81	Upgrade
Other Operating Activities	-396.59	-304.15	-214.5	-81.89	-80.77	-92.44	Upgrade
Operating Cash Flow	-162.12	-123.35	-62.34	-55.52	-54.28	-62.24	Upgrade
Capital Expenditures	-58.7	-36.01	-35.94	-14.26	-21.8	-0.61	Upgrade
Sale of Property, Plant & Equipment	10.44	8.2	14.07	3.22	11.31	2.12	Upgrade
Investment in Securities	90.58	62.83	-15.09	3.37	-24.65	-18.94	Upgrade
Other Investing Activities	113.11	146.21	136.61	100.23	71.83	59.77	Upgrade
Investing Cash Flow	155.42	181.22	99.65	92.56	36.68	42.33	Upgrade
Common Dividends Paid	-0.78	-64.22	-30.57	-28.93	-	-	Upgrade
Financing Cash Flow	-0.78	-64.22	-30.57	-28.93	-	-	Upgrade
Miscellaneous Cash Flow Adjustments	-	-	0	-	-	-	Upgrade
Net Cash Flow	-7.47	-6.35	6.74	8.11	-17.6	-19.92	Upgrade
Free Cash Flow	-220.82	-159.36	-98.29	-69.79	-76.08	-62.86	Upgrade
Free Cash Flow Margin	-18.33%	-16.33%	-13.50%	-15.83%	-19.96%	-15.26%	Upgrade
Free Cash Flow Per Share	-2.20	-1.59	-0.98	-0.69	-0.76	-0.63	Upgrade
Cash Income Tax Paid	27.97	37.38	23.15	19.02	17.18	20.86	Upgrade
Levered Free Cash Flow	-115.51	-45.34	101.38	83.01	-61.83	6.56	Upgrade
Unlevered Free Cash Flow	-115.51	-45.34	101.38	83.01	-61.83	6.56	Upgrade
Change in Working Capital	-114.74	-57.57	-13.1	-22.12	-28.87	-40.81	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.