Shaheen Insurance Company Limited (PSX:SHNI)
9.98
-0.42 (-4.04%)
At close: Dec 5, 2025
Shaheen Insurance Company Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 1,325 | 921.36 | 443.68 | 300.87 | 180.19 | 228.75 | Upgrade
|
| Total Interest & Dividend Income | 90.69 | 105.08 | 105.17 | 73.52 | 54.13 | 63.24 | Upgrade
|
| Gain (Loss) on Sale of Investments | 3.95 | 0.04 | 14.98 | 10.44 | 0.07 | 0.09 | Upgrade
|
| Other Revenue | 41.21 | 67.25 | 28.62 | 7.37 | 0.91 | 1.85 | Upgrade
|
| Total Revenue | 1,461 | 1,094 | 592.45 | 392.2 | 235.31 | 293.93 | Upgrade
|
| Revenue Growth (YoY) | 68.43% | 84.61% | 51.06% | 66.67% | -19.94% | -19.93% | Upgrade
|
| Policy Benefits | 742.86 | 444.01 | 149.42 | 80.08 | 42.71 | 66.08 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 219.3 | 173.13 | 93.72 | 63.37 | 36.93 | 58.65 | Upgrade
|
| Selling, General & Administrative | 299.9 | 261.89 | 195.21 | 201.77 | 143.49 | 151.3 | Upgrade
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| Other Operating Expenses | -3.59 | -16.93 | -11.62 | -2.23 | 4.19 | 1.16 | Upgrade
|
| Total Operating Expenses | 1,258 | 862.1 | 426.72 | 342.99 | 227.31 | 277.19 | Upgrade
|
| Operating Income | 202.57 | 231.63 | 165.72 | 49.21 | 8 | 16.74 | Upgrade
|
| Interest Expense | -4.57 | -3.12 | -2.32 | -2.45 | -2.16 | -3.14 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.01 | - | 0.14 | 0.13 | 0.02 | 0.03 | Upgrade
|
| Other Non Operating Income (Expenses) | 0 | -0 | - | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | 198.02 | 228.51 | 163.54 | 46.88 | 5.85 | 13.64 | Upgrade
|
| Gain (Loss) on Sale of Assets | 2.76 | 8.47 | 0.39 | 2.97 | 0.55 | 4.14 | Upgrade
|
| Asset Writedown | 1.83 | 1.83 | - | 12.1 | 19.57 | 4.96 | Upgrade
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| Other Unusual Items | - | - | - | 15.83 | - | 23.24 | Upgrade
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| Pretax Income | 201.94 | 238.8 | 163.93 | 77.79 | 25.97 | 45.98 | Upgrade
|
| Income Tax Expense | 62.84 | 73.54 | 47.63 | 24.41 | -5.11 | 10.38 | Upgrade
|
| Net Income | 139.09 | 165.27 | 116.3 | 53.38 | 31.08 | 35.6 | Upgrade
|
| Net Income to Common | 139.09 | 165.27 | 116.3 | 53.38 | 31.08 | 35.6 | Upgrade
|
| Net Income Growth | -15.75% | 42.10% | 117.89% | 71.75% | -12.70% | -40.67% | Upgrade
|
| Shares Outstanding (Basic) | 81 | 81 | 81 | 81 | 81 | 81 | Upgrade
|
| Shares Outstanding (Diluted) | 81 | 81 | 81 | 81 | 81 | 81 | Upgrade
|
| Shares Change (YoY) | -0.52% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 1.73 | 2.05 | 1.44 | 0.66 | 0.39 | 0.44 | Upgrade
|
| EPS (Diluted) | 1.73 | 2.05 | 1.44 | 0.66 | 0.39 | 0.44 | Upgrade
|
| EPS Growth | -15.31% | 42.10% | 117.89% | 71.75% | -12.70% | -40.67% | Upgrade
|
| Free Cash Flow | 225.48 | 4.12 | 94.12 | 23.67 | -18.91 | -19.49 | Upgrade
|
| Free Cash Flow Per Share | 2.80 | 0.05 | 1.17 | 0.29 | -0.23 | -0.24 | Upgrade
|
| Dividend Per Share | - | - | 0.186 | - | - | - | Upgrade
|
| Operating Margin | 13.87% | 21.18% | 27.97% | 12.55% | 3.40% | 5.70% | Upgrade
|
| Profit Margin | 9.52% | 15.11% | 19.63% | 13.61% | 13.21% | 12.11% | Upgrade
|
| Free Cash Flow Margin | 15.43% | 0.38% | 15.89% | 6.04% | -8.04% | -6.63% | Upgrade
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| EBITDA | 218.68 | 239.16 | 170.94 | 53.34 | 11.8 | 20.61 | Upgrade
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| EBITDA Margin | 14.97% | 21.87% | 28.85% | 13.60% | 5.02% | 7.01% | Upgrade
|
| D&A For EBITDA | 16.1 | 7.53 | 5.21 | 4.14 | 3.81 | 3.87 | Upgrade
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| EBIT | 202.57 | 231.63 | 165.72 | 49.21 | 8 | 16.74 | Upgrade
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| EBIT Margin | 13.87% | 21.18% | 27.97% | 12.55% | 3.40% | 5.70% | Upgrade
|
| Effective Tax Rate | 31.12% | 30.79% | 29.05% | 31.39% | - | 22.57% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.