IFS Capital Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	75	66	40	48	65	70	Upgrade
Market Cap Growth	86.92%	64.49%	-16.41%	-25.58%	-7.53%	0.54%	Upgrade
PE Ratio	15.87	13.96	21.30	13.99	21.14	8.80	Upgrade
PS Ratio	1.30	1.06	0.77	1.27	2.31	1.77	Upgrade
PB Ratio	0.35	0.31	0.20	0.24	0.33	0.36	Upgrade
P/FCF Ratio	22.65	19.93	-	-	-	0.51	Upgrade
P/OCF Ratio	21.37	18.81	-	-	-	0.51	Upgrade
Debt / Equity Ratio	1.32	1.32	1.36	1.34	0.88	0.89	Upgrade
Debt / FCF Ratio	86.14	86.14	-	-	-	1.27	Upgrade
Net Debt / Equity Ratio	1.09	1.09	1.11	1.08	0.55	0.26	Upgrade
Net Debt / FCF Ratio	70.82	70.82	-14.24	-2.08	-1.80	0.37	Upgrade
Quick Ratio	26.59	26.59	1.83	1.85	2.39	2.10	Upgrade
Current Ratio	27.03	27.03	1.85	1.86	2.40	2.13	Upgrade
Asset Turnover	0.12	0.12	0.10	0.09	0.07	0.09	Upgrade
Return on Equity (ROE)	3.01%	3.01%	1.82%	2.67%	2.46%	4.95%	Upgrade
Return on Assets (ROA)	1.18%	1.18%	0.73%	1.20%	1.22%	2.19%	Upgrade
Return on Invested Capital (ROIC)	1.88%	1.91%	0.70%	1.11%	1.19%	2.46%	Upgrade
Earnings Yield	6.30%	7.16%	4.70%	7.15%	4.73%	11.37%	Upgrade
FCF Yield	4.42%	5.02%	-40.09%	-214.25%	-94.36%	197.70%	Upgrade
Dividend Yield	4.00%	-	4.86%	4.24%	2.93%	4.88%	Upgrade
Payout Ratio	39.66%	39.66%	99.52%	49.20%	95.88%	9.46%	Upgrade
Buyback Yield / Dilution	0.43%	-0.06%	-	-	-	-	Upgrade
Total Shareholder Return	4.43%	-0.06%	4.86%	4.24%	2.93%	4.88%	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.