Singapura Finance Ltd (SGX:S23)
Singapore
· Delayed Price · Currency is SGD 0.800
+0.015 (1.91%)
At close: Mar 6, 2026
Singapura Finance Income Statement
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 56.74 | 53.97 | 48.15 | 34.08 | 29.62 | Upgrade
|
| Total Interest Expense | 28.18 | 31.22 | 26.69 | 8.15 | 5.43 | Upgrade
|
| Net Interest Income | 28.56 | 22.75 | 21.46 | 25.93 | 24.2 | Upgrade
|
| Commissions and Fees | 0.46 | 0.54 | 0.48 | 0.3 | 0.37 | Upgrade
|
| Revenue Before Loan Losses | 29.02 | 23.29 | 21.94 | 26.23 | 24.57 | Upgrade
|
| Provision for Loan Losses | -0.58 | 0.49 | 0.05 | 1.42 | 1.18 | Upgrade
|
| Revenue | 29.6 | 22.8 | 21.89 | 24.81 | 23.39 | Upgrade
|
| Revenue Growth (YoY) | 29.85% | 4.16% | -11.79% | 6.10% | 44.99% | Upgrade
|
| Salaries & Employee Benefits | 10.69 | 9.35 | 8.33 | 9.11 | 8.02 | Upgrade
|
| Other Operating Expenses | 6.11 | 4.69 | 4.64 | 4.23 | 3.19 | Upgrade
|
| Total Operating Expenses | 18.68 | 15.46 | 14.37 | 14.67 | 12.41 | Upgrade
|
| Operating Income | 10.92 | 7.34 | 7.52 | 10.14 | 10.98 | Upgrade
|
| EBT Excluding Unusual Items | 10.92 | 7.34 | 7.52 | 10.14 | 10.98 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.04 | - | - | - | - | Upgrade
|
| Other Unusual Items | - | - | - | - | 0.55 | Upgrade
|
| Pretax Income | 10.98 | 7.34 | 7.52 | 10.13 | 11.53 | Upgrade
|
| Income Tax Expense | 1.83 | 1.24 | 1.37 | 1.79 | 1.92 | Upgrade
|
| Net Income | 9.15 | 6.09 | 6.16 | 8.34 | 9.62 | Upgrade
|
| Net Income to Common | 9.15 | 6.09 | 6.16 | 8.34 | 9.62 | Upgrade
|
| Net Income Growth | 50.16% | -1.01% | -26.22% | -13.25% | 101.80% | Upgrade
|
| Shares Outstanding (Basic) | 159 | 159 | 159 | 159 | 159 | Upgrade
|
| Shares Outstanding (Diluted) | 159 | 159 | 159 | 159 | 159 | Upgrade
|
| EPS (Basic) | 0.06 | 0.04 | 0.04 | 0.05 | 0.06 | Upgrade
|
| EPS (Diluted) | 0.06 | 0.04 | 0.04 | 0.05 | 0.06 | Upgrade
|
| EPS Growth | 50.18% | -1.02% | -26.22% | -13.23% | 102.00% | Upgrade
|
| Free Cash Flow | 18.98 | 2.36 | 16.57 | 50.95 | -3.97 | Upgrade
|
| Free Cash Flow Per Share | 0.12 | 0.01 | 0.10 | 0.32 | -0.03 | Upgrade
|
| Dividend Per Share | 0.020 | 0.020 | 0.020 | 0.020 | 0.020 | Upgrade
|
| Dividend Growth | - | - | - | - | 33.33% | Upgrade
|
| Operating Margin | 36.90% | 32.18% | 34.36% | 40.86% | 46.95% | Upgrade
|
| Profit Margin | 30.91% | 26.73% | 28.13% | 33.63% | 41.13% | Upgrade
|
| Free Cash Flow Margin | 64.12% | 10.34% | 75.69% | 205.36% | -16.98% | Upgrade
|
| Effective Tax Rate | 16.68% | 16.94% | 18.15% | 17.62% | 16.61% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.