United Overseas Bank Limited (SGX:U11)
Singapore
· Delayed Price · Currency is SGD 35.51
-0.56 (-1.55%)
At close: Mar 9, 2026
United Overseas Bank Income Statement
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 20,676 | 23,259 | 22,242 | 12,862 | 8,204 | Upgrade
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| Interest Income on Investments | - | - | - | 40 | 40 | Upgrade
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| Total Interest Income | 20,676 | 23,259 | 22,242 | 12,902 | 8,244 | Upgrade
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| Interest Paid on Deposits | 11,321 | 13,585 | 12,563 | 4,519 | 1,816 | Upgrade
|
| Net Interest Income | 9,355 | 9,674 | 9,679 | 8,383 | 6,428 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.30% | -0.05% | 15.46% | 30.41% | 5.64% | Upgrade
|
| Income From Trading Activities | 1,367 | 1,689 | 1,607 | 1,064 | 569 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 19 | 11 | 16 | Upgrade
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| Gain (Loss) on Sale of Investments | 207 | 314 | 133 | -235 | 216 | Upgrade
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| Other Non-Interest Income | 2,879 | 2,617 | 2,494 | 2,352 | 2,560 | Upgrade
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| Total Non-Interest Income | 4,453 | 4,620 | 4,253 | 3,192 | 3,361 | Upgrade
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| Non-Interest Income Growth (YoY) | -3.62% | 8.63% | 33.24% | -5.03% | 8.73% | Upgrade
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| Revenues Before Loan Losses | 13,808 | 14,294 | 13,932 | 11,575 | 9,789 | Upgrade
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| Provision for Loan Losses | 2,042 | 926 | 921 | 603 | 657 | Upgrade
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| Revenue | 11,766 | 13,368 | 13,011 | 10,972 | 9,132 | Upgrade
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| Revenue Growth (YoY) | -11.98% | 2.74% | 18.58% | 20.15% | 19.81% | Upgrade
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| Salaries and Employee Benefits | 3,333 | 3,616 | 3,485 | 2,940 | 2,543 | Upgrade
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| Amortization of Goodwill & Intangibles | 31 | 28 | 24 | 3 | - | Upgrade
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| Selling, General & Administrative | 473 | 469 | 431 | 380 | 373 | Upgrade
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| Other Non-Interest Expense | 2,351 | 2,225 | 1,907 | 1,961 | 1,397 | Upgrade
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| Total Non-Interest Expense | 6,109 | 6,217 | 5,754 | 5,187 | 4,195 | Upgrade
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| EBT Excluding Unusual Items | 5,657 | 7,151 | 7,257 | 5,785 | 4,937 | Upgrade
|
| Pretax Income | 5,657 | 7,151 | 6,863 | 5,785 | 4,937 | Upgrade
|
| Income Tax Expense | 962 | 1,092 | 1,138 | 1,202 | 850 | Upgrade
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| Earnings From Continuing Operations | 4,695 | 6,059 | 5,725 | 4,583 | 4,087 | Upgrade
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| Minority Interest in Earnings | -13 | -14 | -14 | -10 | -12 | Upgrade
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| Net Income | 4,682 | 6,045 | 5,711 | 4,573 | 4,075 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | 114 | 76 | 72 | Upgrade
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| Net Income to Common | 4,682 | 6,045 | 5,597 | 4,497 | 4,003 | Upgrade
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| Net Income Growth | -22.55% | 5.85% | 24.88% | 12.22% | 39.79% | Upgrade
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| Basic Shares Outstanding | 1,696 | 1,698 | 1,674 | 1,674 | 1,674 | Upgrade
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| Diluted Shares Outstanding | 1,703 | 1,708 | 1,681 | 1,681 | 1,681 | Upgrade
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| Shares Change (YoY) | -0.30% | 1.59% | 0.02% | -0.05% | 0.26% | Upgrade
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| EPS (Basic) | 2.76 | 3.56 | 3.34 | 2.69 | 2.39 | Upgrade
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| EPS (Diluted) | 2.75 | 3.54 | 3.33 | 2.68 | 2.38 | Upgrade
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| EPS Growth | -22.32% | 6.31% | 24.25% | 12.61% | 41.67% | Upgrade
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| Dividend Per Share | 1.560 | 1.800 | 1.700 | 1.350 | 1.200 | Upgrade
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| Dividend Growth | -13.33% | 5.88% | 25.93% | 12.50% | 53.85% | Upgrade
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| Effective Tax Rate | 17.00% | 15.27% | 16.58% | 20.78% | 17.22% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.