United Overseas Insurance Statistics

Total Valuation

SGX:U13 has a market cap or net worth of SGD 496.58 million. The enterprise value is 439.63 million.

Market Cap	496.58M
Enterprise Value	439.63M

Important Dates

The last earnings date was Friday, February 20, 2026.

Earnings Date	Feb 20, 2026
Ex-Dividend Date	May 11, 2026

Share Statistics

SGX:U13 has 61.16 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	61.16M
Shares Outstanding	61.16M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	13.35%
Owned by Institutions (%)	1.03%
Float	17.06M

Valuation Ratios

The trailing PE ratio is 15.38.

PE Ratio	15.38
Forward PE	n/a
PS Ratio	3.48
PB Ratio	0.95
P/TBV Ratio	0.95
P/FCF Ratio	32.21
P/OCF Ratio	31.24
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.55, with an EV/FCF ratio of 28.52.

EV / Earnings	13.61
EV / Sales	3.08
EV / EBITDA	10.55
EV / EBIT	11.01
EV / FCF	28.52

Financial Position

The company has a current ratio of 10.92, with a Debt / Equity ratio of 0.00.

Current Ratio	10.92
Quick Ratio	8.30
Debt / Equity	0.00
Debt / EBITDA	0.00
Debt / FCF	0.00
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.51% and return on invested capital (ROIC) is 7.63%.

Return on Equity (ROE)	6.51%
Return on Assets (ROA)	3.97%
Return on Invested Capital (ROIC)	7.63%
Return on Capital Employed (ROCE)	6.26%
Weighted Average Cost of Capital (WACC)	4.67%
Revenue Per Employee	1.09M
Profits Per Employee	246,550
Employee Count	132
Asset Turnover	0.23
Inventory Turnover	n/a

Taxes

Income Tax	-385,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +9.73% in the last 52 weeks. The beta is 0.08, so SGX:U13's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+9.73%
50-Day Moving Average	7.76
200-Day Moving Average	7.74
Relative Strength Index (RSI)	60.68
Average Volume (20 Days)	6,065

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SGX:U13 had revenue of SGD 142.74 million and earned 32.30 million in profits. Earnings per share was 0.53.

Revenue	142.74M
Gross Profit	43.09M
Operating Income	39.93M
Pretax Income	31.91M
Net Income	32.30M
EBITDA	41.69M
EBIT	39.93M
Earnings Per Share (EPS)	0.53

Full Income Statement

Balance Sheet

The company has 112.79 million in cash and 24,000 in debt, giving a net cash position of 56.95 million or 0.93 per share.

Cash & Cash Equivalents	112.79M
Total Debt	24,000
Net Cash	56.95M
Net Cash Per Share	0.93
Equity (Book Value)	523.12M
Book Value Per Share	8.55
Working Capital	142.02M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 15.90 million and capital expenditures -479,000, giving a free cash flow of 15.42 million.

Operating Cash Flow	15.90M
Capital Expenditures	-479,000
Free Cash Flow	15.42M
FCF Per Share	0.25

Full Cash Flow Statement

Margins

Gross margin is 30.19%, with operating and profit margins of 27.98% and 22.63%.

Gross Margin	30.19%
Operating Margin	27.98%
Pretax Margin	22.36%
Profit Margin	22.63%
EBITDA Margin	29.21%
EBIT Margin	27.98%
FCF Margin	10.80%

Dividends & Yields

This stock pays an annual dividend of 0.27, which amounts to a dividend yield of 3.26%.

Dividend Per Share	0.27
Dividend Yield	3.26%
Dividend Growth (YoY)	-9.30%
Years of Dividend Growth	1
Payout Ratio	36.92%
Buyback Yield	-0.02%
Shareholder Yield	3.34%
Earnings Yield	6.50%
FCF Yield	3.10%

Dividend Details

Stock Splits

The last stock split was on September 13, 1993. It was a forward split with a ratio of 1.49999925.

Last Split Date	Sep 13, 1993
Split Type	Forward
Split Ratio	1.49999925

Scores

Altman Z-Score	n/a
Piotroski F-Score	4