Banco de Crédito e Inversiones (SNSE:BCI)
Chile
· Delayed Price · Currency is CLP 56,900
-655 (-1.14%)
At close: Mar 6, 2026
SNSE:BCI Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 3,965,481 | 4,035,740 | 4,102,634 | 2,903,692 | 1,709,828 | Upgrade
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| Interest Paid on Deposits | 1,989,328 | 2,272,931 | 2,539,336 | 1,343,274 | 349,599 | Upgrade
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| Net Interest Income | 1,976,153 | 1,762,809 | 1,563,298 | 1,560,418 | 1,360,229 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.10% | 12.76% | 0.18% | 14.72% | -6.74% | Upgrade
|
| Income From Trading Activities | 139,152 | 294,191 | 234,036 | -316 | 135,809 | Upgrade
|
| Gain (Loss) on Sale of Assets | 9,298 | 12,658 | 10,232 | 9,702 | 11,637 | Upgrade
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| Gain (Loss) on Sale of Investments | -72,828 | -87,172 | -12,105 | 8,399 | - | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 18,095 | 24,170 | 16,018 | 7,404 | 2,290 | Upgrade
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| Other Non-Interest Income | 989,295 | 730,227 | 708,850 | 1,113,457 | 647,092 | Upgrade
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| Total Non-Interest Income | 1,083,012 | 974,074 | 957,031 | 1,138,646 | 796,828 | Upgrade
|
| Non-Interest Income Growth (YoY) | 11.18% | 1.78% | -15.95% | 42.90% | 39.40% | Upgrade
|
| Revenues Before Loan Losses | 3,059,165 | 2,736,883 | 2,520,329 | 2,699,064 | 2,157,057 | Upgrade
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| Provision for Loan Losses | 312,297 | 321,385 | 399,255 | 494,870 | 401,124 | Upgrade
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| Revenue | 2,746,868 | 2,415,498 | 2,121,074 | 2,204,194 | 1,755,933 | Upgrade
|
| Revenue Growth (YoY) | 13.72% | 13.88% | -3.77% | 25.53% | 27.59% | Upgrade
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| Salaries and Employee Benefits | 796,057 | 684,562 | 665,866 | 638,989 | 540,053 | Upgrade
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| Occupancy Expenses | 114,869 | 110,157 | 113,016 | 113,643 | 106,931 | Upgrade
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| Selling, General & Administrative | 565,258 | 519,318 | 479,483 | 408,465 | 321,693 | Upgrade
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| Other Non-Interest Expense | 73,858 | 69,322 | 48,862 | 51,091 | 65,474 | Upgrade
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| Total Non-Interest Expense | 1,550,042 | 1,383,359 | 1,307,227 | 1,212,188 | 1,034,151 | Upgrade
|
| EBT Excluding Unusual Items | 1,196,826 | 1,032,139 | 813,847 | 992,006 | 721,782 | Upgrade
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| Asset Writedown | -292 | -151 | -1,516 | -567 | -23 | Upgrade
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| Legal Settlements | -28,958 | 54,094 | 6,675 | -59,117 | 271 | Upgrade
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| Pretax Income | 1,166,428 | 1,078,050 | 817,975 | 911,903 | 722,030 | Upgrade
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| Income Tax Expense | 170,216 | 276,332 | 135,404 | 90,879 | 201,484 | Upgrade
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| Earnings From Continuing Operations | 996,212 | 801,718 | 682,571 | 821,024 | 520,546 | Upgrade
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| Minority Interest in Earnings | -206 | -76 | -103 | -202 | -155 | Upgrade
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| Net Income | 996,006 | 801,642 | 682,468 | 820,822 | 520,391 | Upgrade
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| Net Income to Common | 996,006 | 801,642 | 682,468 | 820,822 | 520,391 | Upgrade
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| Net Income Growth | 24.25% | 17.46% | -16.86% | 57.73% | 63.93% | Upgrade
|
| Basic Shares Outstanding | 219 | 219 | 188 | 177 | 182 | Upgrade
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| Diluted Shares Outstanding | 219 | 219 | 188 | 177 | 182 | Upgrade
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| Shares Change (YoY) | - | 16.56% | 5.88% | -2.81% | -4.58% | Upgrade
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| EPS (Basic) | 4556.21 | 3667.09 | 3638.96 | 4633.83 | 2855.32 | Upgrade
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| EPS (Diluted) | 4556.00 | 3667.00 | 3638.96 | 4633.83 | 2855.31 | Upgrade
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| EPS Growth | 24.24% | 0.77% | -21.47% | 62.29% | 71.81% | Upgrade
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| Dividend Per Share | - | 1110.000 | 1000.000 | 1329.163 | 826.320 | Upgrade
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| Dividend Growth | - | 11.00% | -24.77% | 60.85% | 51.19% | Upgrade
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| Effective Tax Rate | 14.59% | 25.63% | 16.55% | 9.97% | 27.91% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.