TSX:FC Income Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Interest and Dividend Income	64.37	65.7	70.94	59.64	47.21	43.95	Upgrade
Total Interest Expense	12.75	14.15	15.71	14.92	11.09	10.54	Upgrade
Net Interest Income	51.61	51.55	55.23	44.72	36.12	33.42	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	0.09	0.01	-0.07	Upgrade
Other Revenue	1.51	2.93	0.96	0.38	0.69	0.29	Upgrade
Revenue Before Loan Losses	53.12	54.48	56.19	45.19	36.81	33.64	Upgrade
Provision for Loan Losses	9.05	9.28	9.7	2.96	-1.15	1.4	Upgrade
Revenue	44.07	45.21	46.49	42.24	37.96	32.24	Upgrade
Revenue Growth (YoY)	1.86%	-2.77%	10.08%	11.26%	17.75%	-2.07%	Upgrade
Cost of Services Provided	6.48	6.24	6.56	6.23	5.3	4.98	Upgrade
Total Operating Expenses	6.57	6.32	6.65	7.9	5.38	5.89	Upgrade
Operating Income	37.51	38.89	39.84	34.33	32.59	26.35	Upgrade
EBT Excluding Unusual Items	37.51	38.89	39.84	34.33	32.59	26.35	Upgrade
Gain (Loss) on Sale of Investments	0.39	-3.66	-5.68	-2.1	-2.6	-	Upgrade
Pretax Income	37.9	35.23	34.16	32.23	29.99	26.35	Upgrade
Net Income	37.9	35.23	34.16	32.23	29.99	26.35	Upgrade
Net Income to Common	37.9	35.23	34.16	32.23	29.99	26.35	Upgrade
Net Income Growth	10.18%	3.11%	5.99%	7.50%	13.78%	-5.89%	Upgrade
Shares Outstanding (Basic)	37	35	34	34	32	29	Upgrade
Shares Outstanding (Diluted)	40	40	41	41	40	30	Upgrade
Shares Change (YoY)	2.79%	-2.82%	0.44%	1.06%	32.70%	-21.86%	Upgrade
EPS (Basic)	1.03	1.00	0.99	0.94	0.95	0.91	Upgrade
EPS (Diluted)	1.02	0.99	0.98	0.93	0.94	0.91	Upgrade
EPS Growth	3.95%	0.66%	5.73%	-1.16%	3.55%	-4.69%	Upgrade
Dividend Per Share	0.936	0.936	0.936	0.936	0.936	0.936	Upgrade
Operating Margin	85.10%	86.02%	85.70%	81.29%	85.84%	81.74%	Upgrade
Profit Margin	85.99%	77.93%	73.49%	76.32%	78.99%	81.74%	Upgrade
Revenue as Reported	65.88	68.63	71.9	60.12	47.9	44.18	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.