Istarska kreditna banka Umag d.d. (ZSE:IKBA)
Croatia
· Delayed Price · Currency is EUR 492.00
-8.00 (-1.60%)
At close: Mar 9, 2026
ZSE:IKBA Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 43.76 | 42.52 | 39.59 | 269.13 | 209.74 | Upgrade
|
| Investment Securities | 109.52 | 94.21 | 84.53 | 112.9 | 63.07 | Upgrade
|
| Trading Asset Securities | 0.66 | 0.22 | 0.26 | 0.25 | 0.24 | Upgrade
|
| Total Investments | 110.19 | 94.43 | 84.79 | 113.15 | 63.3 | Upgrade
|
| Gross Loans | 404.48 | 379.73 | 377.87 | 331 | 304.37 | Upgrade
|
| Allowance for Loan Losses | -18.62 | -19.41 | -23.23 | -20.46 | -22.74 | Upgrade
|
| Net Loans | 385.86 | 360.31 | 354.64 | 310.54 | 281.63 | Upgrade
|
| Property, Plant & Equipment | 4.36 | 3.92 | 4.14 | 4.7 | 4.75 | Upgrade
|
| Other Intangible Assets | 0.4 | 0.2 | 0.18 | 0.17 | 0.35 | Upgrade
|
| Investments in Real Estate | 0 | 0.02 | 0.04 | 0.29 | 1.6 | Upgrade
|
| Other Receivables | 0.58 | 0.25 | 0.25 | 0.21 | 0.18 | Upgrade
|
| Restricted Cash | 274.38 | 284.14 | 261.16 | 2.35 | 28.45 | Upgrade
|
| Other Current Assets | 0.18 | 0.43 | 0.13 | 0.11 | 0.15 | Upgrade
|
| Long-Term Deferred Tax Assets | 0.2 | 0.21 | 0.19 | 0.19 | 0.16 | Upgrade
|
| Other Real Estate Owned & Foreclosed | 0.7 | 0.75 | 0.56 | 0.68 | 0.83 | Upgrade
|
| Other Long-Term Assets | 0.09 | 0.17 | 0.16 | 0.05 | 0.16 | Upgrade
|
| Total Assets | 820.68 | 787.35 | 745.83 | 701.56 | 591.31 | Upgrade
|
| Accounts Payable | 0.8 | 0.43 | 0.53 | 0.65 | 0.31 | Upgrade
|
| Accrued Expenses | 1.43 | 1.34 | 1.21 | 1.04 | 0.81 | Upgrade
|
| Interest Bearing Deposits | 729.36 | 703.85 | 670.74 | 635.47 | 527.8 | Upgrade
|
| Total Deposits | 729.36 | 703.85 | 670.74 | 635.47 | 527.8 | Upgrade
|
| Current Portion of Long-Term Debt | - | - | - | 1.01 | 0.3 | Upgrade
|
| Current Portion of Leases | 0.04 | 0.05 | 0.03 | 0.06 | 0.05 | Upgrade
|
| Current Income Taxes Payable | - | 0.65 | 1.34 | 0.18 | 0.18 | Upgrade
|
| Other Current Liabilities | 0.53 | 0.44 | 0.76 | 0.44 | 0.34 | Upgrade
|
| Long-Term Debt | 4.33 | 4.98 | 5.89 | 6.75 | 9.91 | Upgrade
|
| Long-Term Leases | 0.04 | 0.08 | 0.07 | 0.14 | 0.08 | Upgrade
|
| Other Long-Term Liabilities | 0.44 | 0.31 | 0.73 | 0.84 | 0.23 | Upgrade
|
| Total Liabilities | 736.97 | 712.14 | 681.29 | 646.58 | 540.01 | Upgrade
|
| Common Stock | 21.61 | 21.61 | 21.61 | 21.61 | 21.66 | Upgrade
|
| Additional Paid-In Capital | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | Upgrade
|
| Retained Earnings | 62 | 53.59 | 42.98 | 33.43 | 29.57 | Upgrade
|
| Comprehensive Income & Other | 0.09 | -0.01 | -0.07 | -0.09 | 0.04 | Upgrade
|
| Shareholders' Equity | 83.72 | 75.22 | 64.54 | 54.98 | 51.29 | Upgrade
|
| Total Liabilities & Equity | 820.68 | 787.35 | 745.83 | 701.56 | 591.31 | Upgrade
|
| Total Debt | 4.41 | 5.11 | 5.99 | 7.96 | 10.35 | Upgrade
|
| Net Cash (Debt) | 40.02 | 37.64 | 33.86 | 261.42 | 199.64 | Upgrade
|
| Net Cash Growth | 6.32% | 11.15% | -87.05% | 30.95% | 59.40% | Upgrade
|
| Net Cash Per Share | 270.38 | 254.30 | 228.78 | 1766.33 | 1348.89 | Upgrade
|
| Filing Date Shares Outstanding | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | Upgrade
|
| Total Common Shares Outstanding | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | Upgrade
|
| Book Value Per Share | 565.66 | 508.22 | 436.05 | 371.46 | 346.57 | Upgrade
|
| Tangible Book Value | 83.31 | 75.02 | 64.36 | 54.81 | 50.94 | Upgrade
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| Tangible Book Value Per Share | 562.93 | 506.89 | 434.84 | 370.30 | 344.22 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.