Istarska kreditna banka Umag d.d. (ZSE:IKBA)
Croatia
· Delayed Price · Currency is EUR 492.00
-8.00 (-1.60%)
At close: Mar 9, 2026
ZSE:IKBA Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 11.07 | 12.83 | 11.32 | 5.51 | 4.95 | Upgrade
|
| Depreciation & Amortization | 0.55 | 0.49 | 0.55 | 0.55 | 0.6 | Upgrade
|
| Other Amortization | 0.08 | 0.07 | 0.08 | 0.1 | 0.11 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | -0.19 | -0.26 | -0.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0 | 0 | -0 | 0.01 | -0 | Upgrade
|
| Total Asset Writedown | -0.05 | 0.11 | 0.05 | 0.01 | -0.02 | Upgrade
|
| Provision for Credit Losses | -0.1 | 1.61 | 2.83 | 0.16 | 0.79 | Upgrade
|
| Change in Other Net Operating Assets | -14.41 | -31.39 | -305.4 | -0.44 | -25.49 | Upgrade
|
| Other Operating Activities | -0.84 | -0.98 | 1.19 | 0.27 | 0.06 | Upgrade
|
| Operating Cash Flow | -4.14 | -17.13 | -289.59 | 5.91 | -19 | Upgrade
|
| Capital Expenditures | - | - | - | -0.49 | -0.2 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | 0.52 | 1.28 | - | Upgrade
|
| Investment in Securities | -15.66 | -9.64 | 28.36 | -50.32 | 23.53 | Upgrade
|
| Income (Loss) Equity Investments | -0.44 | 0.12 | - | - | - | Upgrade
|
| Purchase / Sale of Intangibles | -0.2 | -0.09 | -0.08 | 0.08 | -0.16 | Upgrade
|
| Other Investing Activities | 0.03 | 0.05 | 0.03 | 0.03 | 0.04 | Upgrade
|
| Investing Cash Flow | -16.81 | -9.85 | 28.52 | -49.41 | 23.21 | Upgrade
|
| Long-Term Debt Issued | 0.16 | 0.08 | - | - | 7.21 | Upgrade
|
| Long-Term Debt Repaid | -0.86 | -1.03 | -1.97 | -2.52 | -2.84 | Upgrade
|
| Net Debt Issued (Repaid) | -0.7 | -0.95 | -1.97 | -2.52 | 4.36 | Upgrade
|
| Common Dividends Paid | -2.66 | -2.22 | -1.78 | -1.57 | -1.58 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 25.51 | 33.11 | 35.26 | 107.39 | 70.49 | Upgrade
|
| Financing Cash Flow | 22.15 | 29.94 | 31.52 | 103.3 | 73.28 | Upgrade
|
| Foreign Exchange Rate Adjustments | 0.03 | -0.02 | 0.01 | 0.13 | 0.73 | Upgrade
|
| Net Cash Flow | 1.24 | 2.93 | -229.54 | 59.92 | 78.21 | Upgrade
|
| Free Cash Flow | -4.14 | -17.13 | -289.59 | 5.42 | -19.2 | Upgrade
|
| Free Cash Flow Margin | -14.84% | -59.65% | -1114.47% | 30.39% | -124.65% | Upgrade
|
| Free Cash Flow Per Share | -27.97 | -115.74 | -1956.72 | 36.61 | -129.74 | Upgrade
|
| Cash Interest Paid | 4.27 | 4.51 | 0.4 | 0.4 | 0.53 | Upgrade
|
| Cash Income Tax Paid | 3.43 | 3.54 | 1.37 | 1.04 | 0.93 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.