Agram banka d.d. (ZSE:KBZ)
Croatia
· Delayed Price · Currency is EUR 37.20
-0.20 (-0.53%)
At close: Nov 17, 2025
Agram banka d.d. Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Net Income | 7.71 | 8.77 | 8.19 | 6.03 | 5.48 | 3.74 | Upgrade
|
| Depreciation & Amortization | 0.56 | 0.57 | 0.58 | 0.55 | 0.66 | 0.57 | Upgrade
|
| Other Amortization | 0.52 | 0.52 | 0.46 | 0.44 | 0.42 | 0.48 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.18 | -0.34 | -0.43 | -0.39 | 0.02 | -0.2 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.04 | 0.45 | -0.02 | -0.19 | 0.03 | -0.25 | Upgrade
|
| Total Asset Writedown | 1.2 | 0.11 | 0.01 | -0.01 | -0.03 | 0.11 | Upgrade
|
| Provision for Credit Losses | 0.29 | 0.29 | -0.65 | 0.63 | 0.5 | 2.57 | Upgrade
|
| Change in Trading Asset Securities | 4.16 | - | - | - | - | - | Upgrade
|
| Change in Other Net Operating Assets | 32.27 | 0.09 | -17.5 | -5.48 | -19 | 12.51 | Upgrade
|
| Other Operating Activities | -23.79 | -1.68 | 2.14 | -11.7 | -2.53 | -3.1 | Upgrade
|
| Operating Cash Flow | 23.79 | 8.77 | -7.22 | -10.12 | -14.45 | 16.43 | Upgrade
|
| Operating Cash Flow Growth | 318.51% | - | - | - | - | - | Upgrade
|
| Capital Expenditures | -1.52 | -0.73 | - | -2.99 | -1 | -0.34 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | 0.28 | - | - | - | Upgrade
|
| Investment in Securities | -10.82 | -10.82 | -6.72 | 3.68 | 9.81 | 7.36 | Upgrade
|
| Other Investing Activities | 0.06 | 0.05 | 0.05 | 0.04 | 0.03 | -0 | Upgrade
|
| Investing Cash Flow | -12.28 | -11.5 | -6.39 | 0.73 | 8.84 | 7.02 | Upgrade
|
| Long-Term Debt Issued | - | 8.05 | 11.15 | 6.24 | - | - | Upgrade
|
| Long-Term Debt Repaid | - | - | - | - | -15.23 | -2.62 | Upgrade
|
| Net Debt Issued (Repaid) | -57.11 | 8.05 | 11.15 | 6.24 | -15.23 | -2.62 | Upgrade
|
| Common Dividends Paid | -4.17 | -3.88 | -3 | -2.73 | - | - | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 75.02 | 17.58 | 5.26 | 7.92 | 74.36 | 8.72 | Upgrade
|
| Financing Cash Flow | 13.74 | 21.75 | 13.41 | 11.43 | 59.13 | 6.1 | Upgrade
|
| Foreign Exchange Rate Adjustments | -0.02 | -0.01 | -0.06 | -0.04 | 0.04 | 0.07 | Upgrade
|
| Net Cash Flow | 25.23 | 19.02 | -0.27 | 2.01 | 53.56 | 29.62 | Upgrade
|
| Free Cash Flow | 22.26 | 8.04 | -7.22 | -13.11 | -15.45 | 16.09 | Upgrade
|
| Free Cash Flow Growth | 265.46% | - | - | - | - | - | Upgrade
|
| Free Cash Flow Margin | 102.78% | 35.07% | -32.10% | -70.65% | -89.27% | 103.28% | Upgrade
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| Free Cash Flow Per Share | 11.49 | 4.15 | -3.73 | -6.76 | -7.98 | 8.30 | Upgrade
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| Cash Income Tax Paid | 4.27 | 1.68 | 1.32 | 1.07 | 0.8 | 0.98 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.