AMERISAFE, Inc. (AMSF)
NASDAQ: AMSF · Real-Time Price · USD
32.53
-1.10 (-3.27%)
At close: Feb 27, 2026, 4:00 PM EST
32.50
-0.03 (-0.09%)
After-hours: Feb 27, 2026, 6:04 PM EST

AMERISAFE Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Premiums & Annuity Revenue
283.06270.64267.13271.7275.99
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Total Interest & Dividend Income
26.9929.2131.3427.2225.44
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Gain (Loss) on Sale of Investments
6.7597.86-4.714.09
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Other Revenue
0.450.260.580.470.5
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Total Revenue
317.25309.11306.91294.69316.01
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Revenue Growth (YoY)
2.63%0.72%4.15%-6.75%-6.92%
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Policy Benefits
172.46159.92151.22155.02164.51
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Policy Acquisition & Underwriting Costs
85.9848.3350.7545.3245.9
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Selling, General & Administrative
-0.30.20.20.2
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Total Operating Expenses
258.44240.05229.53227.05236.56
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Operating Income
58.8169.0677.3867.6579.45
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EBT Excluding Unusual Items
58.8169.0677.3867.6579.45
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Gain (Loss) on Sale of Investments
0.04----
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Pretax Income
58.8569.0677.3867.6579.45
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Income Tax Expense
11.7113.6215.2712.0413.69
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Net Income
47.1555.4462.1155.665.76
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Net Income to Common
47.1555.4462.1155.665.76
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Net Income Growth
-14.96%-10.74%11.70%-15.44%-24.07%
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Shares Outstanding (Basic)
1919191919
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Shares Outstanding (Diluted)
1919191919
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Shares Change (YoY)
-0.40%-0.34%-0.50%-0.45%0.23%
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EPS (Basic)
2.482.913.242.893.40
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EPS (Diluted)
2.472.893.232.883.39
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EPS Growth
-14.53%-10.53%12.15%-15.04%-24.16%
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Free Cash Flow
-23.3529.2926.1136.68
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Free Cash Flow Per Share
-1.221.521.351.89
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Dividend Per Share
-1.4801.3601.2401.160
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Dividend Growth
-8.82%9.68%6.90%7.41%
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Operating Margin
18.54%22.34%25.21%22.96%25.14%
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Profit Margin
14.86%17.93%20.24%18.87%20.81%
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Free Cash Flow Margin
-7.55%9.54%8.86%11.61%
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EBITDA
59.670.1578.868.9680.47
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EBITDA Margin
18.79%22.69%25.68%23.40%25.46%
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D&A For EBITDA
0.791.091.431.311.02
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EBIT
58.8169.0677.3867.6579.45
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EBIT Margin
18.54%22.34%25.21%22.96%25.14%
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Effective Tax Rate
19.89%19.72%19.73%17.80%17.23%
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Revenue as Reported
317.25309.04306.85294.74315.93
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Source: S&P Capital IQ. Insurance template. Financial Sources.