Avidia Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	127.34	123.73	111.12	84.3	75.13	71.23
Interest Paid on Deposits	48.11	50.47	39.79	7.95	5.94	9.02
Net Interest Income	82.34	73.26	71.33	76.35	69.18	62.21
Net Interest Income Growth (YoY)	15.45%	2.71%	-6.58%	10.36%	11.21%	-
Gain (Loss) on Sale of Assets	-	-	3.26	-	-	-
Gain (Loss) on Sale of Investments	-2.43	-1.64	-1.22	-5.84	6.32	2.14
Other Non-Interest Income	19.77	18.66	18.64	19.57	14.7	14.52
Total Non-Interest Income	16.66	17.02	20.68	13.73	21.02	16.66
Non-Interest Income Growth (YoY)	-19.42%	-17.69%	50.61%	-34.70%	26.19%	-
Revenues Before Loan Losses	99	90.28	92	90.08	90.21	78.87
Provision for Loan Losses	19.54	1.78	1.91	1.23	3.13	5.9
Revenue	79.46	88.5	90.09	88.85	87.08	72.97
Revenue Growth (YoY)	-11.80%	-1.76%	1.39%	2.03%	19.34%	-
Other Non-Interest Expense	72.53	73.1	73.58	76.54	64.11	57.86
Total Non-Interest Expense	88.11	73.1	73.58	76.54	64.11	57.86
EBT Excluding Unusual Items	-8.64	15.4	16.51	12.31	22.98	15.11
Pretax Income	-8.64	15.4	16.51	12.31	22.98	15.11
Income Tax Expense	-3.53	3.92	4.07	3.35	5.62	3.42
Net Income	-5.11	11.48	12.44	8.96	17.35	11.69
Net Income to Common	-5.11	11.48	12.44	8.96	17.35	11.69
Net Income Growth	-	-7.69%	38.89%	-48.39%	48.45%	-
Effective Tax Rate	-	25.44%	24.66%	27.24%	24.47%	22.65%

Source: S&P Capital IQ. Banks template. Financial Sources.