Axos Financial, Inc. (AX)
NYSE: AX · Real-Time Price · USD
84.69
-0.10 (-0.12%)
Dec 5, 2025, 4:00 PM EST - Market closed
Axos Financial Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,672 | 1,680 | 1,522 | 1,068 | 647.14 | 604.88 | Upgrade
|
| Interest Income on Investments | 124.81 | 135.19 | 133.63 | 89.61 | 12.59 | 12.99 | Upgrade
|
| Total Interest Income | 1,797 | 1,815 | 1,656 | 1,157 | 659.73 | 617.86 | Upgrade
|
| Interest Paid on Deposits | 649.85 | 667.75 | 670.57 | 339.48 | 33.62 | 60.53 | Upgrade
|
| Interest Paid on Borrowings | 20.32 | 19.94 | 23.61 | 34.54 | 18.95 | 18.59 | Upgrade
|
| Total Interest Expense | 670.17 | 687.69 | 694.18 | 374.02 | 52.57 | 79.12 | Upgrade
|
| Net Interest Income | 1,127 | 1,128 | 961.43 | 783.12 | 607.16 | 538.74 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.10% | 17.30% | 22.77% | 28.98% | 12.70% | 12.80% | Upgrade
|
| Mortgage Banking Activities | 13.95 | 13.01 | 10 | 7.1 | 19.2 | 42.64 | Upgrade
|
| Other Non-Interest Income | 120.85 | 118.06 | 120.26 | 113.39 | 94.17 | 62.62 | Upgrade
|
| Total Non-Interest Income | 134.8 | 131.07 | 130.26 | 120.49 | 113.36 | 105.26 | Upgrade
|
| Non-Interest Income Growth (YoY) | 8.39% | 0.62% | 8.11% | 6.29% | 7.70% | 2.21% | Upgrade
|
| Revenues Before Loan Losses | 1,262 | 1,259 | 1,092 | 903.61 | 720.52 | 644 | Upgrade
|
| Provision for Loan Losses | 59 | 55.75 | 32.5 | 24.25 | 23.75 | 23.75 | Upgrade
|
| Revenue | 1,203 | 1,203 | 1,059 | 879.36 | 696.77 | 620.25 | Upgrade
|
| Revenue Growth (YoY) | 6.69% | 13.59% | 20.45% | 26.21% | 12.34% | 15.20% | Upgrade
|
| Salaries and Employee Benefits | 257.71 | 255.98 | 215.68 | 178.17 | 146.15 | 131.89 | Upgrade
|
| Occupancy Expenses | 36.62 | 35.42 | 31.39 | 27.63 | 27.54 | 26.93 | Upgrade
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| Federal Deposit Insurance | 27.22 | 27.56 | 20.55 | 15.53 | 11.82 | 10.6 | Upgrade
|
| Selling, General & Administrative | 259.97 | 253.67 | 230.23 | 212.84 | 145.14 | 133.94 | Upgrade
|
| Other Non-Interest Expense | 16.96 | 17.07 | 18.26 | 13.43 | 15.18 | 11.15 | Upgrade
|
| Total Non-Interest Expense | 598.48 | 589.7 | 516.11 | 447.62 | 345.84 | 314.51 | Upgrade
|
| EBT Excluding Unusual Items | 604.09 | 613.4 | 543.08 | 431.74 | 350.93 | 305.74 | Upgrade
|
| Other Unusual Items | - | - | 92.4 | - | -10.98 | - | Upgrade
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| Pretax Income | 604.09 | 613.4 | 635.48 | 431.74 | 339.96 | 305.74 | Upgrade
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| Income Tax Expense | 171.17 | 180.49 | 185.47 | 124.58 | 99.24 | 90.04 | Upgrade
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| Net Income | 432.92 | 432.91 | 450.01 | 307.17 | 240.72 | 215.71 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | - | - | 0.19 | Upgrade
|
| Net Income to Common | 432.92 | 432.91 | 450.01 | 307.17 | 240.72 | 215.52 | Upgrade
|
| Net Income Growth | -9.75% | -3.80% | 46.50% | 27.61% | 11.59% | 17.59% | Upgrade
|
| Basic Shares Outstanding | 57 | 57 | 58 | 60 | 60 | 59 | Upgrade
|
| Diluted Shares Outstanding | 58 | 58 | 59 | 61 | 61 | 61 | Upgrade
|
| Shares Change (YoY) | -0.29% | -0.83% | -3.04% | -0.07% | 0.15% | -1.49% | Upgrade
|
| EPS (Basic) | 7.63 | 7.61 | 7.82 | 5.15 | 4.04 | 3.64 | Upgrade
|
| EPS (Diluted) | 7.44 | 7.43 | 7.66 | 5.07 | 3.97 | 3.56 | Upgrade
|
| EPS Growth | -9.54% | -3.00% | 51.09% | 27.71% | 11.52% | 19.46% | Upgrade
|
| Effective Tax Rate | 28.34% | 29.42% | 29.19% | 28.85% | 29.19% | 29.45% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.